Debt management?

Question

Could some tell me of a good DM place to use, the net is full of sites and it's overwhelming.

An honest one that has no horror stories attached to it.

My CC bills are always paid on time but the rising interest payments are hurting me to the point in a few months they will be very hurtful.

And yes there was a medical issue with my wife that started this neverending cycle of revolving debt.

There has to be a few recommended places and places that people have used with success.

I have a card that I got a pamphet in the mail that is raising my % to 32.99 because I am using over half the balance, never have been late and never overdrawn. I talked to the company and the women said it's like that because they can.

Yes I know the DM will sting my CR, but.........what'll hurt it worse?

Thanks.

Not everyone in big CC debt are bad people, just sometimes unlucky.

what company did you use and do you have any personal stories good or bad about them. I'm still weighing my options.

Answer 1

I agree totally with you. Borderline entrapment if you ask me. For what it is worth this might help. There is a free download software look at my profile for the url finance. The software gives you a perspective of where you are with your debts and gives a strategy on how to clear them. Its shareware software that I used with some success. It just might help you.

Answer 2

if you're in debt, i suggest you take a look at this site. just fill out the form and take it from there.

Answer 3

go to this page, fill out the form and take it from there. you'll be debt free in no time!

Answer 4

go through united financial,,,, once your leave things with them somtimes on your credit report, it doesnt say that your going through debt counselling... and it doesn't effect your credit score....
www.unitedfinancial.org
hope this helps