i dropped my insurance after i totaled my car in a 1 car accident. im buying another car (used) soon...but i dont want to pay a rediculous amount all bcuz sum 1 cut me off and i swerved and lost control of my car and totaled it. does any 1 kno an insurance company with decent rates for sum1 like me!??????
2007-01-18 12:34:41 · 10 answers · asked by smartypantz49 1 in Cars & Transportation ➔ Insurance & Registration
i live in Maryland also
2007-01-18 12:35:44 · update #1
The only thing you can do is shop around abit. Don't settle for the first company you check. Really its hard for you to get a good answer here because there are alot of variables when it comes to insurance. Age, married, driving record, student, zip code ect.
2007-01-18 12:42:44 · answer #1 · answered by mxpowertbl 3 · 0⤊ 0⤋
If your insurance went up after an accident, it sounds like you were found to be at fault. If so, you can expect that to follow you for a while.
Perhaps the best way to find the policy that would suit you the best is this: Go to an independent agent, not tied to any one company, and let him search his data base for the best deal for you. If you are getting a new car you will want full coverage, and you might look into GAP insurance if you are financing it. If you are getting used, ask the agents advice as to coverage.
2007-01-18 14:09:14 · answer #2 · answered by oklatom 7 · 0⤊ 0⤋
The police report should have indicated that you were not at fault..(that's why you should always have NO FAULT" insurance). This being said, your insurance company should have paid you for you loss. and on that note.. your rate should have not increased.. How many tickets (of any kind) did you have in the past?
2007-01-18 12:42:06 · answer #3 · answered by ? 2 · 0⤊ 0⤋
your record will follow you around for the next 3 years. there is no way of getting around it. so, if you don't want to pay through the nose, get the bare amount of coverage you need to be legal, that will give you the cheapest rate, (i think collision and uninsured motorist) until it drops off your record (3 years from date of accident) until then, you drive around like a nun of her way to Sunday school. when it drops off, then you get the full featured insurance you need to protect yourself. the only downside is, if you wreck your car (your fault) , you will still owe the bank for the loan. this is the only way to get around paying sky high insurance rates
2007-01-18 14:26:43 · answer #4 · answered by Jen 5 · 0⤊ 0⤋
Geico was pretty cheap but it's different for everyone. Just really research it and ask for quotes. Quotes are good for up to thirty days in some companies giving you ample time to shop around. Good Luck
2007-01-18 14:59:51 · answer #5 · answered by Caitlin G 3 · 0⤊ 0⤋
I dont know of any "special" insurance companys.
But i can give advise.
Prolly the best thing to do is call each one. do a search for "cheap car insurance" call each one you find and go with the best priced one.
2007-01-18 12:39:23 · answer #6 · answered by Jack P 3 · 0⤊ 0⤋
You can go to www.insurance.com and fill out your information to see different rates available to you.
2007-01-18 13:38:32 · answer #7 · answered by LuvMyGirls 5 · 0⤊ 0⤋
try amica 888-702-6422
2007-01-18 12:43:13 · answer #8 · answered by vanessa g 5 · 0⤊ 0⤋
its so easy a cave man can do it im laughing sorry
2007-01-18 12:42:36 · answer #9 · answered by bill n 2 · 0⤊ 0⤋
yea allstate is nice.
2007-01-18 12:37:19 · answer #10 · answered by Anonymous · 0⤊ 0⤋