cant get a debit card from barclays?

Question

i have a cashcard account with barcalys and my comapany is transferring me 500 a week on my account.though, the dont want to give me a debit card saying that i was declined before and should wait 6months before applying again.i told them that i need it and if they refuse me i will swich to another bank.but they said that cant help me and i have to wait.my credit score is almost 300 as i recently ordered a credit rating report from equifax.i have no credit cards.what can i do

Answer 1

I would advice changing your bank, we have had problems with them and once our card is paid of we will not using them ever again. They are rubbish and the customer service, well what can i say that is printable lol.

Answer 2

If you have a cash card, you have a debit card. a debit card, is a cash card. You are being most likely turned down for a credit card. There would be no need to get a credit report for a debit card. 300 is a rather low credit score and not many banks would loan you anything based on that.

Answer 3

Try Natwest, they have an account ,Step Account, that is designed to help people with poor/no credit rating, you get a Solo card, not as widely accepted as others but most large/online companies will accept it.
Book an appointment with an advisor and they will be able to walk you through your options, I did and they were very helpful, try looking online, I originally applied on there but had to go into the bank to give proof of ID.

Answer 4

Change banks!

i wish i got £500 a week and if i did and the bank refused me a card i would tell them to stick it!

Answer 5

I was with LLoyds Tsb and they were crap. Since moving my account to HSBC my credit rating has rocketed. They are very helpful with regards to keeping your credit rating good. Go to your local branch see what they say. Been with them six years now. Best move I ever made. When I first moved to them my credit rating was very bad.

Answer 6

Pay by cash...