2007-01-18 01:00:44 · 4 answers · asked by budson45 1 in Business & Finance ➔ Credit
There are three credit bureaus. They all individually keep track of your credit and debts fro the last 7 to 10 years. They each have slight variations of how they determine a score and how often they update your credit, but for the most part they use the same system. Credit scores can range from 350 to 850.
The 3 different credit bureaus are:
Trans Union
Equifax
Experian
By law, each will give you one free report per year to see if there is any information that is incorrect. If it is wrong, you can write a letter to that bureau to "dispute" that information and that company has 30 days to research and correct the issue. The free credit reports won't have a score, however. They include all the information, but no score.
2007-01-18 01:11:57 · answer #1 · answered by MR MONEY 3 · 0⤊ 1⤋
http://www.annualcreditreport.com
This is the TOTALLY FREE site where you can get free credit report without asking for your credit card. You get 1 free every year from the 3 credit agencies
2007-01-18 09:03:54 · answer #2 · answered by imisidro 7 · 2⤊ 0⤋
As posted earlier, go to annualcreditreport.com. You will get your free credit reports; the only problem is that they do not list your credit score. You will have to pay for that.
2007-01-18 09:11:50 · answer #3 · answered by surelycoolgirl 5 · 0⤊ 0⤋
www.annualcreditreport.com is good but beware you can only get one report per year for free and it does not include a credit score.
2007-01-18 09:22:09 · answer #4 · answered by Timothy & Christina F 2 · 0⤊ 0⤋