Car Crash?

Question

I went into the back of someone, is it totally my fault, even tho she slammed her breaks on? It was the slightest bump that cracked the bumper. The women then tried to get the passenger in her car to say that she had hurt her neck. Then she said about 2 minutes later that her neck was hurting. There was no way that a bump like this could have caused anything. She was obviously looking at pound notes for wiplash. What can I do?

Answer 1

Don't fret too much, she will need to be seen by doctors to get anything for whiplash, and they aren't stupid. Make sure you take photo's of the damage before it is repaired, request that you need to go round hers and take pics before your insurance will pay out. Then if the worst comes to the worst, pay a solicitor to send them a letter warning them that to attempt to prosecute you for an injury not sustained is perjury, waste of police and court time, and you will not hesitate to counter sue.
As for being your fault, why did she slam her brakes on? Unless she has a legitimate reason she will have to pay for your damage. Did she tell you why? If she did an emergency stop and it was clearly NOT an emergency(missed her turn or whatever) and you were following at a safe distance and speed, then she is in fact guilty of dangerous driving.
Good luck.

Answer 2

Im very sorry to hear about your crash, Its so unfair that its your fault,. Did the car in front have to slam on her brakes? Im not sure there is alot you can do about it. Reading through some of your other replies and can see someone has said that whiplash doesnt come out until 24 -48 hours after this is correct. Its like doing exercise your muscles dont hurt 2 mis after doing exercise, you always feel it the next day.

I hope everything goes well, keep us updated.

Claire

Answer 3

Basically it is your fault for following to closely.

From the Highway Code....

Stopping distances


105: Drive at a speed that will allow you to stop well within the distance you can see to be clear. You should leave enough space between you and the vehicle in front so that you can pull up safely if it suddenly slows down or stops. The safe rule is never to get closer than the overall stopping distance (see Typical Stopping Distances diagram below)
allow at least a two-second gap between you and the vehicle in front on roads carrying fast traffic. The gap should be at least doubled on wet roads and increased still further on icy roads
remember, large vehicles and motorcycles need a greater distance to stop.

Answer 4

If you maintain the correct braking distance from the car in front you wouldn't have hit them would you. It's your responsibility not to run up the **** of the car in front, do you expect the person in front to never slow down incase the cause you to crash into them? You be surprised how little a shunt can cause whiplash, but that's what insurance companies are for.

Answer 5

Not a thing, if you have insurance then it should handle this for you. Of coarse it doesn't matter if they braked because rear end accidents are almost always the person who hits fault, because you have to be in control of your car and if you hit someone from behind there is nothing they could have done. If you don't have insurance then your in real deep trouble because car accident injuries are one of those things that get really expensive and are semi-subjective, doctors have to go on what they think the patient's pain is so they will go with they are in pain in court.

Answer 6

The only thing you can do is let your insurance company deal with it. You are supposed to keep enough distance between you and the car in front to be able to stop safely even if the car in front does slam on it's brakes. As for them trying to claim compensation that is, again, a matter for your insurance company to deal with.

Answer 7

I would have thought she would have to get a doctor to check it out but at the end of the day if it was your fault your have to claim on your insurance but whether this woman gets 1 pound or 1000 pounds your still pay just your excess fee and the insurance pay the rest so i wouln't worry too much.

Answer 8

Not a lot I'm afraid - that's the imported compensation culture from the U.S.

You can only tell your insurers your suspicions - you can't even give an opinion - only a doctor can give an opinion.

HOWEVER - if you know where she lives and have a video recorder that shows date and time - video her and her friend and produce it as evidence! Sneaky, I know - but it might save your premium sky rocketing! It might also act as a lever against her in future.

I did it once for someone and videoed the claimant prancing around their front garden - they didn't get a penny!

Answer 9

if you didnt take photos not a lot. the longer you argue the more money they get but on the other hand most cases of whiplash dont come on until 24-48 hours later in a soft bump but try to find a lawer that will argue that and youll be lucky

Answer 10

you should get a healthcare professional's record and deliver the declare on your coverage organisation for recording and forwarding to the different individual's coverage organisation. you want to understand the different individual's coverage organisation's call and address because that is a call for that information like this are exchanged at injuries. in basic terms having the motive force's call and quantity isn't adequate, it would want to be pretend, and his numberplate does no longer advise a lot both because of the undeniable fact that could want to were something you in common words "pulled out of the air" or picked randomly. you're fortunate if he's real, yet don't be shocked if he isn't any longer. There are an vast type of fraudulent claims for "whiplash" and coverage agencies are somewhat tightening up in this. they are going to require mechanic's comments on both autos to make certain if the type of crash became in all probability to reason "whiplash". this also will comprise the adjustment of your man or woman head restraint on the time of the coincidence and seat belt status. they could even search for cctv info of the coincidence. you may anticipate to must have checks and comments from an self reliant healthcare professional and physiotherapist who're licensed by technique of the coverage agencies. that is not proper so that you may locate your man or woman deepest hospital and then record a invoice later. pretend claimants are prosecuted for Fraud, it truly is an truly intense offence. you may't anticipate to win £thousands for this. The declare ought to comprise info of real out of pocket expenditures and shortage of income (if any), the "discomfort" component of the declare will matter upon the variety of hours out of work that you've suffered as hence of your "whiplash". BTW. that isn't any longer a "registration number plate". the united kingdom quantity plate does no longer carry a "licence" quantity - america of a ones attempt this, their vehicle registration gadget isn't like ours. when you're considering making an coverage declare then information like that matter once you're filling interior the sorts.