i am thinking about moving out of my parents house now that i have a job, what should i start with?

Question

should i look for a studio or get a roommate??
i dont really have any close friends in this area that could be my roommates andi am sceptical about strangers........
i am actually scared and dont know where to start
any advices?

Answer 1

You should start with being realistic. CAN you afford to move out on your own and IF you get a room mate would you be able to handle things on your own in the event you and your roommie suffer a rift and one of you moves out. Check your local newspapers, and online for cost of apartment rentals. Then factor in at least $50.00 for heat/electric/gas $50.00 phone, $50-100 for cable and internet, $50 for water/sewer/garbage...those are all monthly bills. Then there is weekly groceries which can run from $30.00-100.00, gas getting back and forth to work, and any other expenses you have (credit card bills). That is where you START, because if you can't afford those then you should be be moving out on your own.

Answer 2

Start with assessing your financial situation. Do you have really have the money to do this? I moved out of my parents house, only to come back a few months later b/c I really wasn't as prepared as I thought.

Make a list of all of you current expenses, such as car payments, insurance, student loans, credit cards, personal spending money, amount of money you save per week/month, emergency fund money, etc. Then include the amount of money is would cost of rent, food, all utilities, emergencies that may arise, etc, etc.

Be realistic, if you think you will be cutting it close each month, or you know you will have only x-amount of money left per week and it is the bare minimum. Do not do it. Save up more, pay down debt, or wait until you get a better job to do so.

You may have the pride of having your own place; but if you are so stressed about being able to afford it or cutting costs in other important areas of your life....It is not worth it. Why have it, if you can't fully enjoy it.

Answer 3

Before I answer, I encourage you to consider this quote:

"According to the Census Bureau, over an adult's working life, high school graduates earn an average of $1.2 million; associate's degree holders earn about $1.6 million; and bachelor's degree holders earn about $2.1 million (Day and Newburger, 2002). " There are numerous sources that make similar statements: http://www.google.com/search?q=job+income+education+%22high+school%22+college&hl=en&lr=&safe=off

If you don't want to struggle financially for your whole life, your best chances are simply go to college. The main thing is get the degree. It is the most important thing, community college or state school is not near as important as getting a degree or not getting a degree imo (as long as it's properly accredited legit college of course). Stay at home or go to school until you get a degree.

Then when you're ready:

Annual bills (divide by 12)
---------------
heat -------------------- xxx
auto maintenance -- xxx+
Driver's Lisc. --------- xx
Accountant ------------ xx - xxx
Home Maint/furn. - x,xxx + or -

Monthly Bills
-----------------
electric --------- 80 + or -
satellite tv -------70 + or -
phone/internet - 65 + or -
water ------------ xx
cell phone ------ xx
auto paym't --- xxx
auto ins ---------xx+
rent ------------ xxx - x,xxx
misc ------------100++ (it will always be something)
what'd I forget?- xx

Answer 4

First you have to think if your salary is enough to support your basic needs: food, clothings, and specially the rent. If you are not comfirtable living with strangers(which i suggest you should not) then find a single room. But if you can, why not stay with your parents for a while till you can earn enough money.

Answer 5

roommate is a good chance to get a lifelong friend. Please don't get the kind that want to rape you. roommate will save money, if you really want to get away and be ANTISOCIAL, get an apartment or something. houses are good, too. MAKE SOME FRIENDS! be a friend and you'll make a friend.

Answer 6

A small apartment.
For get about a roommate unless you know the person,
Never ever roommate with someone you don't know.

Answer 7

You should wait until you have more confident in moving out on own. Take advantage of living rent free for as long as you can!

Answer 8

Unless Mom and Dad are bad people, I would RATHER stay at home. My parents threw me out at age 18. It was tough.

Answer 9

wait until you finish college-you are going to college, right? How else do you expect to survive out there?!