What's the difference between disability and SSI?

Answer 1

To get SSI some one has to be either under the age of 65, disabled by Social Security's standards, AND have income and resource levels BELOW federal guide lines. OR over the age of 65 and have income and resource levels below the federal guide lines. You don't have to have a work history to get SSI, and it is basically a state/federal welfare program. Because it is a state and federal program, the rules for SSI can vary from state to state.

To get disability (at least Social Security Disability - SSD) you have to be below the age of 65 (if you get SSD it turns into plain old social security when you turn 65. The benefit amount stays the same, it is just the name that changes), have to be ensured (you have to have enough work credits on your record), and you have to be certified as disabled by the SSA. Their are no resource guidelines, but their are EARNED income guide lines (their are no unearned income guidelines). People that have never worked may collect SSD if they were certified disabled before they turned 22 and have a parent that is disabled, deceased, or retired, and that parent is also ensured.

Both programs are administered by the SSA (social security administration), but they are two different programs. If you want to apply for both of them, you have to make two different applications.

Answer 2

SSA is a earnings to persons disabled to those beforehand the age of 18 years who would assemble off of their father and mom earnings if the be certain has forty quarters of artwork journey. by using switching to SSA, it might advance an SSI earnings.

Answer 3

SSI is disability income for people who are in the eligible income range. In other words, it is for low income people. Social Security Disability is for someone who is labeled as unable to work and has enough "quarters" of working to be considered eligible for it...

It is hard to get generally and you usually have to appeal either way...