I live in Minnesota and some young girl in front of me took a right turn at the stop light...well it was clear so I took a right also...she got spooked and slammed on her brakes after she made the turn and came to a complete stop. So I ran into her going under 5 miles per hour. She had a very minor scuff that could easily be buffed out....she agreed there was really no damage...but now I get a call 3 weeks later from her husband saying that it's a leased car and they need to have it fixed and it's $450. They said it would make more sense for me just to write them a check.
Am I 100% liable for this, even though the silly little girl came to a complete stop in the middle of the road? If so, should I pay cash or have them go through my insurance?
Thanks! ~Drew
2007-01-17 06:42:47 · 11 answers · asked by Drew C 2 in Cars & Transportation ➔ Insurance & Registration
In this jurisdiction you would be... exception is if the car backed into you!
2007-01-17 06:47:28 · answer #1 · answered by waynebudd 6 · 0⤊ 0⤋
the different individual is at fault, you cant pull out of a minor right into a serious, if theres yet another vehicle oncoming, its component of the driving try thats how proper that is. I have performed it earlier yet i accelarate 0 - 30mph in 3 secs so i choose the area if i'll make it anaylsing the different motive force %, its problem-free experience in case you cant pull out then dont. Dont problem yor coverage organisation will see the info and the position the wear is positioned so the different individual fact doesnt upload up so it would want to placed on him no longer your hubby.
2016-10-15 09:08:12 · answer #2 · answered by ? 4 · 0⤊ 0⤋
Have them go through your insurance. You may not be as liable as you think. My daughter skidded on some ice and her car started spinning. The guy behind her decides to pass her while she is spinning. Had he simply stopped, an accident could have been avoided. Instead he slammed into her driver side door. Instead of him being cited for following too close, she was required to fix his car because her car was out of her control at the time of the accident.
2007-01-17 06:50:11 · answer #3 · answered by Anonymous · 1⤊ 0⤋
absolutely 100% at fault. you have to maintain proper distance from the vehicle in front of you. Its not your job to determine whether or not the road is clear enough for her to feel comfortable making a turn. it is your job to wait until the person in front of you has made the turn and is far enough away where you can turn safely.
On that note- turn it over to insurance. people who pay out of pocket for anything more then a hundred bucks or so is ridiculous to me. they dont realize how much more they are paying then their insurance would increase
2007-01-17 07:32:07 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Yes- You have to be in complete control of your car and watch out for things like that. If you do not want your car insurance to go up pay them in cash, ask for a receipt saying paid in full and that they will not go after you for further payment.
2007-01-17 07:35:29 · answer #5 · answered by nj2pa2nc 7 · 0⤊ 0⤋
$450 is a very small amount for vehicle damage, and what you do regarding paying for it is up to you. Yes, you'll have a very hard time defending yourself on liability. You were at fault. There'd need to be proof that she stopped for no reason when it was unsafe to do so, but more than that, you still have to maintain a safe distance between your car and hers so that this doesn't happen.
2007-01-17 10:48:39 · answer #6 · answered by Chris 5 · 1⤊ 0⤋
Yup, under the circumstances you outlined you're 100% at fault. Whether you pay cash or go through your insurance is up to you.
2007-01-17 07:37:21 · answer #7 · answered by Bostonian In MO 7 · 1⤊ 0⤋
Always go through insurance. Always.
Is it 100% your fault..no...60% maybe. You should have given the extra space insted of being up her tailpipe. She shouldn't have just slammed on the brakes for no reason.
2007-01-17 06:52:51 · answer #8 · answered by James Dean 5 · 0⤊ 1⤋
Yes, you hit her from behind, so it's your fault. How much is your deductible? If you are like most people, it is likely about $500. You would have to write the whole check, anyway, whether you reported it to the insurance or not, because it is less than your deductible. Just pay them and chalk it up to lesson learned.
2007-01-17 06:48:01 · answer #9 · answered by J.R. 6 · 1⤊ 1⤋
100% liable. Pay cash if you can so your insurance rates will not go up.
2007-01-17 06:47:50 · answer #10 · answered by Better_than_you 3 · 1⤊ 1⤋
Yes, you are liable. Anytime you hit someone from behind it is your fault.
2007-01-17 06:50:12 · answer #11 · answered by rebel g 4 · 0⤊ 1⤋