I live in texas and a year ago, rear ended a vehicle in a low speed accident. They made a claim, but I did not. My insurance rates did not go up.
Today, I was hit from behind on the ice. The vehicle, a jeep, drove away as I was trying to gain traction and right my vehicle to avoid another collision. I did not get their license plate.
I have no choice but to file with my insurance company. Will my auto rates go up? And would it have been any different if my vehicle had been hit in a parking lot without my being there?
2007-01-17 03:06:41 · 8 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
It is a difference as you were in control of the vehicle. Being on the roadway makes it a not at fault accident. In the parking lot, it is just a hit and run. It would be like whether or not you were parked at your house or driving down the road. Either way, you rates should not go up at all. It was a not at fault accident that you would couldn't control. If your rates do go up, I suggest finding a company that will not raise your rates if you have an accident that is not your fault.
2007-01-17 03:13:05 · answer #1 · answered by protruckdriver71 3 · 0⤊ 0⤋
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2016-09-25 01:26:59 · answer #2 · answered by Jessie 3 · 0⤊ 0⤋
I think it depends on your insurance company. This was a few years ago but my rates got raised when I was rear-ended and the other person did not have insurance and I had to make a claim on my insurance and then another time a person stopped suddenly, the roads were slick and I rear-ended them. I did have one speeding ticket also. The only thing that was my fault was the speeding ticket and my rates went up (a lot) for three years. Not really fair but what can you do? You can only wait and see what happens.
2007-01-17 03:21:06 · answer #3 · answered by blu_drgn25 4 · 0⤊ 0⤋
If the driving force isn't at fault then the coverage gained't advance. Your excellent fee will in reality advance once you've an "At Fault" or Negligent twist of destiny. it doesn't count number who's motor vehicle has the damage
2016-11-24 23:13:04 · answer #4 · answered by ? 4 · 0⤊ 0⤋
It should not go up it will just be claimed on your collusion insurance and not your comp. Hope you at least have a police report though. It is hard to get them to pay when you do not have a Police report.
2007-01-17 03:18:07 · answer #5 · answered by scott29 2 · 0⤊ 0⤋
no they shouldn't go up,,any at all i had a similar thing happen,,and after explaining all of this too them,,mine didn't go up,,but it shouldn't have no affect on yours at all ,you may have to pay a deductible on the repair,,but that's about it,,good luck,i hope this help,s.
2007-01-17 03:14:18 · answer #6 · answered by dodge man 7 · 0⤊ 0⤋
yes they will go up if you file a claim.
2007-01-17 03:44:35 · answer #7 · answered by RANDELL 7 · 0⤊ 0⤋
rates will probably go up upon renewal
2007-01-17 04:33:36 · answer #8 · answered by sunbun 6 · 0⤊ 0⤋