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2007-01-16 13:48:03 · 6 answers · asked by Linda L 2 in Business & Finance Credit

6 answers

If you pay your creditor the full amount owed on it (plus sometimes a service fee).

If you're just trying to get the contents of the car returned, they are NOT entitled to take the contents...only the car itself.

2007-01-16 13:55:52 · answer #1 · answered by Gary D 7 · 0 1

1) It depends on state law and 2) It depends on your finance company/bank.

When I worked for Nissan if someone wanted their car back they paid they past due payments + the cost of repo, no payment plans, all the money upfront. If the payment history was HORRIBLE we would require payment of the loan in full if they wanted the car back.

Some states have laws about this, so if whatever the law says is what the finance company will go by.

2007-01-16 14:36:37 · answer #2 · answered by bundysmom 6 · 0 1

Time is a real determining factor in getting a repoed vehicle back. Although extreme, another possible way to get your vehicle back is by filing a Chapter 13 Bankruptcy.

2007-01-16 15:25:22 · answer #3 · answered by Rabbit 5 · 0 1

you can get the car back if call them up, pay the payments that got behind, pay the repo fee, and probably a fee for the trouble. what ever is in the car that you put there is yours to keep, regardless, just go to the yard and claim it.

2007-01-16 14:00:20 · answer #4 · answered by Jen 5 · 0 1

It depends on who repossessed it.

2007-01-16 13:55:35 · answer #5 · answered by farang_friend 2 · 0 1

You might be able to if you make up the payments and talk nice with the bank or finance company. Plead with them.

2007-01-16 13:56:24 · answer #6 · answered by Larry L 2 · 0 1

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