Anyone on disability or supplemental security income?Help?

Question

Im 20, looking to apply for either one of those,because of certain reasons that arose in my life...and wanted to know what its like for those of you who are on it,and what i should expect if granted?Im ashamed,but i suppose i shouldnt be.

Answer 1

I can tell you it's not fun. If you can work at all do it. The money pays for just the basics and that also depends on where you live. People here get about 626 a month and out of that is rent at least 300 to 350 for a 1 bedroom and gas, electric, water/sewer,food, clothes, medical co pays. Yes it's a good amount but, now the minimum wage is going up everything else will too.

Answer 2

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Answer 3

I considered it about 10 years ago when my mental status was, well, unstable and I was unable to do any productive work. Like the posters before me mentioned it is not always the best route to go. If you can be stabilized on meds you should concentrate on the things you can do and try to work with those. In the long run you can only depend on yourself. Productive work has also been shown to be beneficial to your health overall.

Contact your state vocational rehabilitation office (google that word plus your state) and they will psychologically test you and make recommendations about how you can persue gainful employment. This might include paying for college tuition and books to specialized job training, at no cost to you. Additional help with living expenses are sometimes included.

There are some who are severely mentally/emotionally, or physically disabled who will never be able to do this. Lifetime government assistance should be reserved for those people.

Good luck! You can do this when you are ready and are on the right meds.

Answer 4

Because of the amount of fraud, the process of getting into SSI and staying there involves a lot of paperwork and rechecking afterward on income and activities. It basically requires something wrong that can't be controlled by drugs and is obvious. It is much harder to get it for mental problems. Also, the payments are low enough that the only way to get housing is to live in assisted housing. If you need it, you have a right to it, that is why it exists. It is government assistance, replacing the church assistance of ancient times, paid for with the tithe.

Answer 5

I think a lot of the advice so far is right on. I am on disability myself, but fortunately I am on SSA, the version based on your wages you paid into the system, and I was lucky enough (lucky? What a strange way to put it) to get mentally disabled in California, so my private disability insurance lasted longer than the 2 years usually given for mental conditions (how discriminatory is that?) It is very hard to get government disability, you have to show you can't do any kind of meaningful work. Most people I know on disability for mental conditions have schizophrenia or bipolar disorder, and I only know one person with depression that gets it, and she is always terribly, terribly depressed and rarely leaves her apartment. The bipolar people I know who can't work only respond partially to meds, and usually have something else wrong too, like a serious abuse history, or and anxiety disorder, that is making the bipolar worse.

SSI is a pain in the butt, but depending on your state, if you have severe and persistent mental illness, you may be entitled to a social worker's help. You should check with your county's social services department about this.

NOLO press (google them) publishes self-help law books, and theirs on social security disability is excellent. Your library probably has this book. Definitely read it.

Once you get on disability, you will never be able to leave. You will need the medicaid to pay for your pills. So think about it really carefully before you do it. You will be in severe poverty for all your life. If you are a good budgeter and can live in a rural area, however, you may do well, even be able to buy a home. But then you have to drive 50 miles to the psychiatrise. Good luck!

In order to get a social worker's help, you will probably need to see them on an ongoing basis. It's kind of humiliating, but good to have someone to help you if you are ending up hospitalized for your condition. And that is how bad it probably has to be in order to qualify, but I don't know that for a fact.

Answer 6

You need to go into greater detail, My personal experience was that it was a nightmare. You can't have anything in the form of assests worth more than $2,000.00 because they will reduce your payments, you can never own a home earn extra money etc. Your job will be going to the SS office proving your disability,sitting for hours, dealing with overpayments,underpayments etc.

Answer 7

it is very hard to live on very limited income. But I wish you the best of luck. If you are granted they pay you a lump some only back three years now.

Answer 8

it type of feels there is as universal purge of SSI recipients all around the U. S. as extremist politicians were elected to gov and as legislators. i'm no longer confident abt SSI, yet Medicaid is a joint state-fed software and on the state facet those pols are looking for approaches to make factors with their electorate by technique of "lowering the funds." The admin of G.W. Bush did an same concern on the fed factor, and in basic terms did blanket dumpings of ppL off the jobs regardless of their want. Then the admin decrease the funds for appeals' personel so the appeals took unacceptably lengthy. there have been ppL like you who were on SSI 10 yrs and by wonder they'r found no longer disabled by technique of the govtdoctors even tho they have a lot of documenation of their disablility. lots of those ppl by wonder labeled as no longer disabled also lose get entry to to Medicaid it truly is between the biggest products in state budgets. that is how the type of baby-kisser "reduces the funds and lowers taxes." This is going lower back a minimum of to the Reagan admin even as his handlers ordered the funding decrease off for psychological hospitals. The rip-off became that the Reagan ppl stated, "Oh, those hospitals are in basic terms warehouses, how undesirable. we are going to "REFORM" that and set up community care centers. for sure, the centers were by no ability set up, that could want to value too a lot, so the mentally ill ppL were actually dumped interior the line. it truly is the orgin of todays' homeless prob.

Answer 9

it happens. my mom is mentally disabled and shes on it. I dont live with her but she seems to be doing pretty well. its a little hard because her medication is super expensive and she doesnt make that much. But my grandfather pays for her medicine.

Answer 10

where I live they have 5 months then after 5 months they pay you back pay I got approved within 5 months so but yeah they have 5 months to make their decision