What is a paper repo?

Question

This is regarding a car. I have a car but cannot find my exwife to sign the paperwork over. The divorce paperwork is not good enough for the company and that if i cannot find her or she refuses to send the paperwork. It will have to be a paper repo.

And how bad will it hurt my credit.

Answer 1

It's like a repo for your stuff, but in this case it's all information.