I have a question about "points"
In July, 2006 I received a speeding ticket and on the ticket it said 2 points and $145.00 fine.
To this date I have not received a court date. I have been in contact with the court to make sure a court date was not set and to this date it has not. My intentions are to go to the court once I have been notified and plead guilty and ask for community service to have the points removed from my record, however I have been shopping around for new car insurance and I have been told that even if you do community service that the points are still reported to MVA and therefore my insurance most likely will increase. They also informed me that there is "driver license points" and "insurance points" I have never heard of this and do not understand the meanings and difference in both?
I would like to know what is the benefits of doing community service and having them removed? Also will my insurance increase? Is there a chance if I do community service to have them removed?
2007-01-16 02:56:31 · 8 answers · asked by Layla B 1 in Cars & Transportation ➔ Insurance & Registration
It depend on the laws where you are located. I can give you general answers though.
If you aren't convicted of speeding, of course there is no fine and there is no points, and it will not affect your insurance rates one way or the other in that case. But that usually involves hiring an attorney to represent you, and there is no guarantee you won't still be found guilty.
In some states you can apply to go to a traffic school, but in most you only have that option once, or perhaps once in a time period before you can ask again. If you do, they will put off the trail for your speeding ticket until you have finished the school, which is not cheap. When you return to court with your certificate of completion, they will sentence you on the ticket, but then not report it and place you on probation. If you go the time (usually a year) without another ticket, they will reverse the conviction to not guilty, and it goes away. Check the law for your particular area to see it that's available to you.
Good luck.
2007-01-16 03:08:34 · answer #1 · answered by oklatom 7 · 0⤊ 0⤋
The points don't hit your driving record UNTIL the court convicts you. So if the insurance company asks if you had any speeding tickets, the answer should be NO. And even if you are found guilty, you immediately have the opportunity to appeal the decision. Most times if you go to court, you will get off with a slap on the wrist. You might not even have to do community service. I have been ticketed several times over the years but I have NEVER had a single point applied to my driving record. In just about every instance, court had been so crowded that the judge said, "If you plead guilty, you will only have to pay the minimum fine and no points on your record." Which clears out a crowded court room quickly!
I think the term "insurance points" has to do with what they know about you outside of what your driving record says. Like when I was in an accident that was not my fault, in an attempt to be honest and forthright they raised my rates. When I asked them about it, they said something to the effect that it affected my over all risk score.
2007-01-16 03:13:36 · answer #2 · answered by Joe K 6 · 0⤊ 0⤋
The only ways to get rid of points are to either not get them in the first place, or let them drop off in the allotted time, usually three years.
If you do not have a court date, it is likely that your ticket was lost in the system. If this is the case, you are home free. I would, however, contact the court monthly for a while to make sure that they have not found it.
If you do have a court date, you can ask the judge to reduce the ticket to a non-moving violation. This would be like a seat belt or parking ticket. The fine may be higher, but you avoid the points. You may also be able to go to traffic school or have a probationary period, depending on your state. Completion of either, or both, would result in the ticket being dropped,and no points, but you still have to pay a fine and court cost. I do not know how community service would work, but ask the judge. Let him know you are concerned about the points, and ask your options. Call him ahead of time, instead of waiting to go to court.
I hope this helps.
2007-01-16 03:10:46 · answer #3 · answered by J.R. 6 · 0⤊ 0⤋
The community service pays the fines not remove the points. Most states have a traffic school you can attend to remove points from your record. Check on that. California for instance allows you to do it on line.
2007-01-16 03:04:23 · answer #4 · answered by uthockey32 6 · 0⤊ 0⤋
I had received 2 tickets within 3 months of each other and had to take defensive driving...TWICE
I paid all 4 tickets and never went to court over any of them...and switched insurance do to moving and no one ever said anything about the tickets
2007-01-16 03:05:40 · answer #5 · answered by Jessi 7 · 0⤊ 0⤋
Not to get anymore tickets!!! after 5-7 yrs depending on state laws ur driving record will be clean. So your best bet is to obey the the law trust me I have had 5 ticket and my record just got cleaned.
2007-01-16 03:12:31 · answer #6 · answered by chevyman2004 1 · 0⤊ 0⤋
my mom got a ticket for 95dollars and she decided to goto court and there she just paid 105 dollars to the court and she got no points, this is real, just goto court and tell them u were following the traffic and u were the last in line!
2007-01-16 09:53:51 · answer #7 · answered by Anonymous · 0⤊ 0⤋
unless you beat the ticket you can't get points off your record only time will do that.
2007-01-16 03:02:04 · answer #8 · answered by big_blue_oval 2 · 0⤊ 0⤋