I am looking for the fastest way.I have been behind on a few bills,but basically am current.
2007-01-16 02:54:27 · 8 answers · asked by Anonymous in Business & Finance ➔ Credit
1) Pay down your balances to under 30% average-- this makes up 35% of your score and is "instant" when i shows up!
2) Dispute all late pays, collections,etc, even if they are accurate-- this CAN work, just not 100%-- but dont be surprised ifyou're able to get a few deleted.
3) DO NOT open any new accounts, but rather keep the old ones open for as long as you can. History/Account length makes up another 15%. Inquiries is also 15% ish.
2007-01-16 02:59:41 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Stay current and reduce any credit card debt as much as possible. Your score will drop faster when your balances go down. Try to keep your debt to income ratio under 50%. Sometimes this is hard to do so your score will not go into the 700's but by reducing debt it will go up, especially by keeping current.
2007-01-16 11:00:15 · answer #2 · answered by Edward H 1 · 0⤊ 0⤋
To pay any outstanding debts you may presently have is the fastest way to improve your credit score. The after that pay off all your debts in full each month.
2007-01-16 11:48:04 · answer #3 · answered by egiese 1 · 0⤊ 0⤋
I recommend credit repair unless you have lots of time and a high tolerance for aggravation. Some things are better left to the professionals. A quality company will be a non-profit, offer a money-back-guarantee, and commit to raise your score up to 90 points in 90 days.
2007-01-16 13:46:49 · answer #4 · answered by CALIFORNIA GOLD 3 · 0⤊ 0⤋
Pay your bills on time every time, try to pay more than the minimum due, and keep your debt as low as possible.
2007-01-16 13:27:54 · answer #5 · answered by zippythejessi 7 · 0⤊ 0⤋
get 2 credit cards...tick 1 out and keep repayin fullamount back with other 1 every day
u borrowin and repayin everyday so ur ratin will go through the roof
2007-01-16 10:59:41 · answer #6 · answered by Anonymous · 0⤊ 1⤋
Pay off your bills, don't go crazy on credit cards, and pay off any debts you owe.
2007-01-16 10:59:41 · answer #7 · answered by Michael L 2 · 0⤊ 0⤋
FREE CREDIT REPORT DOT COM
2007-01-16 11:01:54 · answer #8 · answered by Anonymous · 0⤊ 0⤋