2007-01-16 00:50:40 · 14 answers · asked by Hondo 2 in Business & Finance ➔ Credit
If the credit cards were in her name, then no. Call the company and tell them she has passed and they will erase the debt.
2007-01-16 00:53:40 · answer #1 · answered by Anonymous · 0⤊ 1⤋
i've got self belief what you assert is that if permit's say the spouse owns the credit card and gets married and then she dies is the husband in charge? specific sometimes he could be in some states. If it exchange into used for purchases for the homestead and the credit card business enterprise wanted their money they might coach that or ask for those products returned to verify the bill. besides the undeniable fact that some credit enjoying cards have protection for the different significant different whilst they purchase categories of assurance. If there's a pre-nup than that's what it is interior the papers. In California State maximum circumstances could state which you will nonetheless ought to verify the loan ammount till you're making arrangments with the creditor and in maximum cases they are going to.
2016-10-31 06:13:32 · answer #2 · answered by ? 4 · 0⤊ 0⤋
From my experience, if your name is on the credit card, I'm sorry to say you are probably responsible. First I would call the credit card companies and explain that your wife is deceased. Find out if there was insurance protection on the cards.
If the credit card companies do not work with you, then I would contact an Attorney.
Good Luck!
2007-01-16 01:04:44 · answer #3 · answered by ? 1 · 1⤊ 0⤋
More than likely, yes. Especially if you're on the card as authorized user or it's a joint card. Same way as if your spouce would go out and charge a boatload and then you'd get divorced. Half would be your debt too.
To be on the safe side, call the credit card company and ask them what their policy is.
2007-01-16 00:59:39 · answer #4 · answered by parsonsel 6 · 1⤊ 0⤋
most credit card companies will have something in their fine print that states whether the debt will be voided upon the credit holder's death. you may want to contact the company and ask them directly.
2007-01-16 00:54:15 · answer #5 · answered by wrldzgr8stdad 4 · 0⤊ 0⤋
If they're joint accounts or you're listed as a user on them, then yes. Otherwise, debt dies with the debtor.
2007-01-16 05:29:13 · answer #6 · answered by zippythejessi 7 · 0⤊ 0⤋
Her estate is responsible. Any assets she leaves will have to be used to pay off the debt so, it can affect you in that manner.
2007-01-16 00:59:08 · answer #7 · answered by kiki 4 · 2⤊ 0⤋
Depends on where you live. If in the USA, depends on which state. Also, depends on whether your name was also on the credit cards.
2007-01-16 00:54:33 · answer #8 · answered by kja63 7 · 0⤊ 0⤋
when my husband died i just had to send all his creditors a death certificate and they wrote his debt off. i was not on any of his accounts, so if you are on the accounts, you may be responsible. call the companies and ask them.
2007-01-16 01:31:18 · answer #9 · answered by Queen B 6 · 1⤊ 0⤋
If you haven't signed on the account not specifically; her estate is, though, so indirectly if she has any assets you are to inherit, you are going to have to settle. Her estate will convey any monies left over after her bills have been paid.
2007-01-16 00:55:23 · answer #10 · answered by wizjp 7 · 3⤊ 0⤋