My mother sent me a check for my kids for Christmas and she'd already sent tons of presents for them. I thought the check was too much already but she insisted that I keep it and add it to their college fund. Well the check bounced (it says the account is closed) and now I don't want to tell her. I don't because it'd embarrass her and I thought it was too much being that my children are little anyways.
Still, does anyone think I'm wrong for not wanting to tell her?
2007-01-14 10:29:42 · 6 answers · asked by me 3 in Family & Relationships ➔ Family
Some things are better left unsaid. You are exactly right.
2007-01-14 11:02:56 · answer #1 · answered by shoes_717 4 · 0⤊ 0⤋
No, your not wrong. You don't have to tell her, but she will find out that check bounced anyway because the bank will charge her fees since the account is closed, she will be notified to pay those fees for the bounced check. She also will be reported to Check Systems where it could affect her credit. Regardless, she will find out about it. Next time someone gives you a check, you should just accept it especially if it's for your kids. No matter how ashamed you are to take it, remember that it's not for you & that since it's a gift to your kids you can stash it in their college fund because it will definitely help with their college education. It's not really your right to refuse gifts from others who are giving it to your children simply because the gift is not your's, even for the reason being it's for their college fund. They are lucky to get any help from any one to help pay for their college tuition. College is very expensive now a days, you being ashamed is not going to help pay for all that. These gifts are a benefit to their future. Also, don't wait to long to deposit it because the account may not be open anymore (just like your situation) once you decide you want your kids to have that money after all.
2007-01-14 11:26:19 · answer #2 · answered by sugarBear 6 · 0⤊ 0⤋
I can understand the embarrassment, but you need to let her know. She could go to jail if she wrote checks to other places from that account. If she switched accounts she may have accidentally written checks out of the wrong book. To be tactful about it just say, "I don't know if you realized it but the check you sent was from an account that had been closed. I just wanted to let you know. I don't want you to get in trouble." You love your mom and don't want her to get in trouble for a mistake, but if you think this wasn't a mistake don't say anything. And if you do just say you appreciate the gesture but the gifts were plenty. If she knowingly wrote the check from a closed account she knew you wouldn't get the money.
By the way this is fraud which can get her in a lot of trouble. My ex-aunt did 2 yrs in jail and 6 yrs probation for check fraud.
2007-01-14 11:21:11 · answer #3 · answered by Jnine 3 · 0⤊ 0⤋
I would not tell her. She will recieve a notice in the mail letting her know that she bounced a check. She might have just accidently grabbed a check from an account she closed. Let her bring up the subject.
2007-01-14 10:48:46 · answer #4 · answered by Krista 3 · 0⤊ 0⤋
If the account is closed, then there is no need to tell her.
If the account was still open, it could have been an accounting error on her part, and all you would have to do is resubmit it.
Either way, she already knows, and if she wants to talk about it, she will bring it up. If she does bring it up, by all means let her talk about it.
2007-01-14 10:36:37 · answer #5 · answered by cindy 6 · 1⤊ 0⤋
Don't bother to mention it. Either she closed the account or the bank did because of hot checks. Either way, she already knows it by now.
2007-01-14 10:35:29 · answer #6 · answered by Anonymous · 0⤊ 0⤋