will my subsidized student loans start collecting while i am in grad school?

Question

do i have to start paying interest on these loans after i complete my 4 year degree or will the government cover me all the way to my doctorate?
*please only answer this question if you know the answer*

thanks

Answer 1

more than likely it will continue to be subsidized by the feds... if you read the link below, it says you won't be charged any interest .... during deferment periods. since you can defer your repayment of your undergrad loans when you enroll in graduate school (at least half-time, which is 3 credits for graduate students), your subsidized student loan will continue to be subsidized.

Answer 2

No as long as you remain in school at least 1/2 time then you don't have to payback subsidized or unsubsidized or Perkins loans & the federal government continues to pay the interest on your subsidized loans.

Answer 3

no they won't. But there will be forms that you need to submit to your loan provider proving that you are a full time grad student. Make sure you contact them, get the forms and fill them out before your grace period ends. You'll still be responsible for any payments that you recieve betwee the time your grace period ends for your loans and the start of grad school (which is should be 0 if you go straight into it.)

Answer 4

NO, the terms are that you don't have to start making payments until you leave school and start earning money. However, you need to look at the fine print on your student loan applications to make sure this clause is included. It is a pretty standard clause though.

Answer 5

Whatever you do, read the fine print and ask them these specific questions. Break it down into specific dollars and cents and when interest starts accruing and when you start owing what. Just asking it here, you are in the right direction...but don't assume anything...