I want to combine insurance policies with my brother, making him the policy holder and me a second driver w/ another car. However, my brother is afraid that he might be sued if i ever get into an accident w/ my car.
2007-01-14 06:04:08 · 5 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
The best thing to do would be to contact your insurance company and his to see where they lie on the issue. It would also depend on the laws in your particular state. Usually, as long as you are on his insurance, YOU ARE RESPONSIBLE if you get into an at-fault accident. Same thing is going on with my girlfriend and I. My policy with her as second driver. She is on the insurance as well as the title of my vehicle. If she gets into an accident and it is her fault, she is held liable, not me. But that is AAA in Kansas. As for the address, that is not correct. You can live at a different address and still get covered under him. People do it all the time as so many people go to college.
2007-01-14 07:03:26 · answer #1 · answered by protruckdriver71 3 · 0⤊ 0⤋
The owner of the vehicle is almost always a defendant in any suit, as is the driver of the vehicle at the time of the accident. Assuming that he's the owner, yes he could be sued.
Unless you live in the same household you won't be able to put both vehicles on one policy.
2007-01-14 06:25:16 · answer #2 · answered by Bostonian In MO 7 · 0⤊ 0⤋
Well in Arizona the insurance goes with the driver and not the car, because you are both under the same policy--one would be defendant, and the other co-defendant. because you both are responsible for the cars-- you are both responsible for the upkeep. in the event of an accident you will both under the policy will be affected by the charge of an accident against one
2007-01-14 06:20:56 · answer #3 · answered by redrepair 5 · 0⤊ 0⤋
Insurance goes with the car, not the driver. He can't insure your vehicle in your name under his policy. You will each need your own policy for your own vehicle.
2007-01-14 06:10:11 · answer #4 · answered by oklatom 7 · 0⤊ 0⤋
relies upon even if he claims or not. that's a No CLAIMS inexpensive. If a declare is made less than the coverage with information from everybody (featuring third activities) and is paid less than an element that has NCD, the NCD will be affected. even even if that's a secure NCD, it is going to nonetheless have a "existence" lost. xx vice chairman
2016-12-02 06:24:45 · answer #5 · answered by ? 4 · 0⤊ 0⤋