I want to pay my debt off but the credit agency wont pick up there phone i've left my number twice and asked them to return my call and have called four or five times total and all on regular bussiness hours! What do i do now? I want this debt cleared up.
2007-01-13 15:09:54 · 3 answers · asked by jinxintheworld 3 in Business & Finance ➔ Credit
Find out what credit reporting agency they are reporting you to, example equifax, experian or trans union. You may have to pull your credit to find this if you haven't already. Then, go to the credit reporting website and dispute the item on your credit report. By law, they have 30 days to respond to your dispute. If they don't, it's taken off your credit and considered illegitimate and they can't resubmit the same bill. If they do respond, most likely they will respond with new contact info for you to pay them. Most collectors like that never respond and you get lucky and it comes off your credit.
For a free legal copy of your credit report, go to www.annualcreditreport.com it's a government ran website and it's free.
2007-01-13 15:21:32 · answer #1 · answered by amy23 3 · 0⤊ 0⤋
Do a netsearch for the collection agency name; it will likely yield an alternate phone number.
2007-01-14 11:08:08 · answer #2 · answered by CALIFORNIA GOLD 3 · 0⤊ 0⤋
Send them a COLLECTION NOTICE ;O)
2007-01-13 23:14:26 · answer #3 · answered by viggenst 2 · 0⤊ 1⤋