I want to buy a used Hyundai Santa Fe at a price of $14,000?

Question

My credit score is around 630. Could anyone give me a ballpark figure at to what kind of percentage rate I would get with this kind of credit?

Answer 1

tier 2 will get you better than most but not the best. 6-8 percent.

the better question is why you are buying a used one. New they are cheap and the warranty is outstanding. Good thing, too, because you will need it. Once out of warranty they are problematic and the resale is so low it doesn't pay to fix them. Quite literally they are disposable cars.


2001-2005 Hyundai Santa Fe: Reliability
Trouble Spots
Consumer Guide's® Auto Editors have scoured repair bulletins and questioned mechanics to search for commonly occurring problems for a particular vehicle. In some cases we also give possible manufacturer-suggested solutions. In many instances these trouble spots are Technical Service Bulletins posted by the manufacturer, however, we have our own expert looking at additional vehicle problems.

Crankshaft: On early production models with V6 engines, the crankshaft-position sensor was failing and was being replaced under recall. (2001)
Engine noise: The 2.4-liter engine's hydraulic lash adjusters, although functional, may be too noisy for some people and quieter replacements are available with larger oil holes. (2001-02)

Engine stalling: The 2.7-liter V6 engine may stall and not restart when idling for extended times with the air conditioner running requiring reprogramming of the engine control module and/or replacement of the oxygen sensors. (2001-02)

Poor transmission shift: The transmission may not shift when the "D" mode is selected or may not upshift or downshift when the "sport" mode is selected due to a faulty switch in the console shifter housing. (2001-02)

Poor transmission shift: The shift from park to reverse or drive is harsh in many models, but if it is extremely harsh, a revised transmission control module may be required. Likewise, harsh shifts in other gears may also require a new module. (2001-02)

Radiator: On vehicles with an automatic transmission, a clamp for the battery cable may wear through the lower radiator hose and the clamp should be replaced with a plastic cable tie. (2001)

Transmission leak: Fluid may leak from the four-wheel-drive transfer case breather plug requiring a length of hose be installed. (2001-02)


Consumer Guide® Estimated Repair Costs
This table lists costs of likely repairs for comparison with other vehicles. The dollar amount includes the cost of the part(s) and labor (based on $50 per hour) for the typical repair without extras or add-ons. Like the pricing information, replacement costs can vary widely depending on region. Expect charges at a new-car dealership to be slightly higher.

Item Name Repair Cost

A/C Compressor $540
Alternator $250
Automatic Transmission or Transaxle $1,890
Brakes $330
Clutch, Pressure Plate, Bearing $450
Constant Velocity Joints $730
Exhaust System $300
Radiator $470
Shocks and/or Struts $875
Timing Chain or Belt $300


NHTSA Recall History
2001-02 V-6: Two separate recalls for improperly manufactured crankshaft-position sensors could result in engine stalling while driving. Dealers will replace affected parts.

2001-04: Certain vehicles are missing tire-pressure labels, or have incorrect labels. Dealers will distribute correct tire labels.

2003-04: 3.5L engines with 4WD and ABS may experience a malfunction of the brakes at speeds from 3 mph to 12 mph. Dealers will inspect and replace affected parts.

2005: Occupant classification system in right front seat may mistakenly classify a small child on the front edge of the seat as an adult, allowing the front or side airbag to deploy in a crash.

http://consumerguideauto.howstuffworks.com/2001-to-2005-hyundai-santa-fe-2.htm

Answer 2

Well, um i'd try getting a loan from your local credit union or bank, they will very likley give you a better % than any dealer or "sales manager".

Once you got the loan secure, you can shop around til you drop, i would even say try shopping "Private Party ads", Auto trader.Com, or of cource visit your local dealer.

Best Wishes!

"/JOe

Answer 3

IMPORTANT
dont make the mistake of buying a korean peice of crap
read this first its a site with previous owners points of view on their veichles

www.carsurvey.org

Answer 4

Hold the phone. before you pay that much, check out what they are going for on ebay motors. here's a direct link