2007-01-13 13:26:44 · 7 answers · asked by deemoe23 1 in Business & Finance ➔ Credit
go to a bank where you already have some type of account with. Whether its a credit card company, or commercial bank.
Look at the different type of interest rates before you go into signing ANYTHING. Don't just go for the first thing you see.
Also.. look at your credit whether you have any credit, or you have good credit, or bad credit. If you have no credit your probably not going to get that loan, good credit you'll get it, bad credit depends on how much debt it is compared to the amount of the loan.
Look at your options, and when you find a good option apply for it and go from there.
2007-01-13 13:55:06 · answer #1 · answered by Anonymous · 0⤊ 1⤋
The bank is most interested in your ability to pay back any loan with interest. If you can't show you will have that ability, then there's no point in anyone loaning you money. If you wish to have someone give you $3000, you might find a charity or a friend who is willing to part with that kind of money if they have the resources and you have a good story.
On the other hand, some people have gotten loans on Prosper.com where they couldn't get loans from a bank. But that depends on a lot of things as well. Lenders for person-to-person loans like Prosper has generally like to be paid back as well. For more information about this, you can contact me since I've been lending on there for a few months and have started a group.
2007-01-14 01:59:43 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You fill out an application for a loan. Ask for a Loan Processor. Bring your drivers license, pay stub and/or W2 form, and whatever forms of ID you can. They'll run your credit report and either approve or decline you. It doesn't take long at all.
2007-01-13 13:31:27 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Filling out a loan application is a good start.
2007-01-13 13:30:06 · answer #4 · answered by pappy 6 · 0⤊ 0⤋
Search on line for some companies, read their material and pick the one that meets your circumstances. It is a very competitive market at the moment.
2007-01-13 13:45:44 · answer #5 · answered by SEO 3 · 0⤊ 0⤋
First you have to not need the money...true!!
Then apply to the bank and sit back and let it roll on in.
But first and foremost, no money is ever lent to those who need to borrow money.
2007-01-13 13:31:39 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Apply for the loan.
If they say no, try http://www.CashCall.com.
2007-01-13 13:36:59 · answer #7 · answered by Anonymous · 0⤊ 0⤋
looking here might be a good start http://www.wesayes.com
2007-01-13 13:51:22 · answer #8 · answered by bali 1 · 0⤊ 1⤋