2007-01-12 17:21:29 · 6 answers · asked by evertonianinca 2 in Business & Finance ➔ Insurance
It is dependent upon the State requirements that the employees are working. Below is a source where you can select the State and it directs you to the State's Worker's Compensation requirements. I have also listed a source from the DOL website. Requirements also differ if you are a Contractor too.
2007-01-12 17:32:41 · answer #1 · answered by Krazee 3 · 1⤊ 0⤋
It varies by state. Regardless, if the employer DOESN'T carry workers compensation for the employee, they are still 100% responsible for all medical payments and lost wages that would have been covered by insurance.
Most states require coverage for ALL employees. Some states exempt an employer if they have only a couple employees (usually five or less) or allow them to self insure, if they are huge (like Ford Motor, for example).
2007-01-13 10:52:07 · answer #2 · answered by Anonymous 7 · 0⤊ 0⤋
I can answer in regard to Washington state. It isn't an option - if you have employees, you have to have Workman's Compensation insurance.
2007-01-12 17:28:40 · answer #3 · answered by Lucy_Fur 3 · 0⤊ 0⤋
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2016-12-02 04:54:56 · answer #4 · answered by ? 4 · 0⤊ 0⤋
Generally if you have any employees then you have to cover them with workers comp ins.
2007-01-12 17:33:17 · answer #5 · answered by QandA 3 · 0⤊ 0⤋
in Arizona, its required, and if your smart, you don't want employees suing you for injury's, so you will get it.
2007-01-12 19:17:32 · answer #6 · answered by Jen 5 · 0⤊ 0⤋