I have already tried Orchard, Premier and they are asking for $200.00 for account set up and monthly maintenance fees which is outrageous, yes my credit is fairly bad. However, I have never filed for bankruptcy.
2007-01-12 14:14:29 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
www.1fbusa.com
2007-01-12 14:33:45 · answer #1 · answered by Meg 5 · 0⤊ 0⤋
Review this site to see if any of these work for you. However, bear in mind that any credit card company that will offer a new account to someone with poor credit is going to protect themselves by either charging a higher interest rate and/or annual fee. I got an account through Orchard Bank and after a couple of months of on-time payments, they began gradually raising my credit limit and lowering the interest rate. I still have the account, and the interest rate is comparable to other accounts.
http://www.creditcards.com/bad-credit.php
2007-01-14 01:29:41 · answer #2 · answered by smm1974 7 · 0⤊ 0⤋
You have bad credit and you want a credit card with no fees and no money down. Sorry, but you dug your hole. Dont ask for a magic wand to get out of it.
Get a secured card if you want it to be 'fair"-- yes, you put down $200, but you get that back after some time and you might get a better interest rate and no annual fee.
2007-01-12 22:31:29 · answer #3 · answered by Anonymous · 0⤊ 1⤋
Try for the citi upromise card. I was in your same situation and I didn't have good credit either. They are the only company that approved me.
If they won't approve you chances are you are stuck doing a secured credit card until you prove you are responsible then they might issue a unsecured.
2007-01-12 22:49:27 · answer #4 · answered by Jessica P 2 · 0⤊ 0⤋
bank of america
2007-01-16 15:58:34 · answer #5 · answered by nancy o 4 · 0⤊ 0⤋