Just wondering what is required to become an insurance agent? I have been looking into it, however I can't make up my mind as to what courses i need to take to become an agent....or what other choices do I have?
2007-01-12 10:55:46 · 6 answers · asked by Just Me and My Baby 2 in Business & Finance ➔ Insurance
You have to pass state licensing tests. Check your state's requirements through their insurance department. Then you have to have arrangements with insurance companies to be authorized to sell their products.
2007-01-12 12:29:14 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You will be required to take a licensing course (usually a week to 10 days). The easiest way to get into the insurance industry and make the most money is in the health & life insurance industry.
Once you get licensed you then must join on with a good insurance agency that can get you appointed with various carriers. This step is very crucial because most agencies in America are still doing insurance the old fashion way “face to face” with paper applications. Try to get on with an agency that is cutting edge in internet and understands the power of the net. These companies have their agents submit their applications online without one speck of paper. You just type your client’s info into an online form. Also try to stay away from a captive agency… in this way you can shop for your client with multiple carriers in the state giving your client the best possible rate which does not limit you or your client to one product. This is called the independent broker.
Drop me an email if you need more information on cutting edge internet sales from the comfort of your home. Good luck.
2007-01-12 23:25:02 · answer #2 · answered by Onlineagentnetwork.com 1 · 0⤊ 0⤋
If you get a job with an insurance company that employs licensed insurance agents, they will pay for your licensing exam and most likely, provide you with time off to study.
Depending upon what fields interest you, there are a variety of licensed insurance agents' career path options available. Once you're licensed, you have to take continuing education classes annually to keep your license current.
2007-01-13 07:43:58 · answer #3 · answered by ghiagirl 1 · 0⤊ 0⤋
In most states you study for & take a licensing exam. Usually the exam for life & health insurance is self study & requires no classroom work.
The exam for property & casualty (auto,home business ins) usually requires completion of 30 hours of classroom study before you are permitted to sit for the exam.
Most major ins companies will provide all the classroom work & study material necessary for both exams. They will sponsor you, & then you will be set to offer their products.
Some ins companies utilize what are called captive agents (State Farm, Allstate. Nationwide, for example) & you may only sell their policies.
Another route is to become an independent broker.....you couldn't sell the products of companies just mentioned, but could decide to offer products from several different companies of your choosing (Travelers,Kemper,Fireman's Fund)
There are advantages & disadvantages to both systems. Drop me an email if I can offer any additional info. I recently retired after 20 years in the business & would recommend it as a career to anyone who enjoys people. Good Luck!!
2007-01-12 14:08:26 · answer #4 · answered by SantaBud 6 · 1⤊ 0⤋
You usually need to pass a test, and then find an insurance company willing to let you sell their policies, or sign on with an agency and use THEIR companies.
2007-01-12 14:03:29 · answer #5 · answered by Anonymous 7 · 0⤊ 0⤋
If you are really open minded, you can consider legal insuranceand identity theft shield. I would be there to get you started! Let me know, if you just want to look at the option. I will send you info if so.
2007-01-12 11:00:41 · answer #6 · answered by gatorgirl 5 · 0⤊ 1⤋