it says im approved for 7500.00 credit card from usa platium but how do i get the card and use it?

Answer 1

You probably shouldn't: Those offers are usually simply gateways to encourage young spenders into gathering debt, and thus generating more revenue (profit) for the bank in question. That 7500 credit will eventually turn into a 10000 dollar bill for money you don't have.

But if you still want to go through with it? I'd avoid using the writen form, and instead visit a local chapter of the bank in question, where you can sit down and work out the details in person with one of their representatives.

Answer 2

That isn't a regular credit card, in case you don't already know that.

Those people have a catalog, and you would have to shop from their catalog (or website maybe). There is the chance they would require you to pay a couple of hundred dollars up front (for either a fee or as a downpayment, I don't know - but do a search on that company).

Normally, any time you get a notice that you're approved you just fill in the application (or call the number they provide) and give them the information. Sometimes they say "pre-approved" but that means nothing because it really means " pre-approved as long as your credit is ok".

Anyway, read the terms super-carefully before you sign on to that particular card; and make sure you understand it would only be good for that company and may mean you have to give your bank information and/or put deposits on any purchases. Don't forget, too, that shipping anything big would cost big.

Answer 3

You need to fill out the application, sign it and send it in.
You may be able to call the credit card company and give them the information that came on the mailer.

Just because they say you are preapproved, that does not guarantee the terms. You will need to be approved.

Either way, they will pull a credit report and determine specifically your line of credit and the rate charges.