I accidentally paid my bill with a canceled bank account and it was rejected. Now I have a $30 fee for returned check on my card, anyone know a good way to get out of paying this fee?
2007-01-12 04:03:29 · 8 answers · asked by quortnie11 3 in Business & Finance ➔ Credit
I work at one, to remain unnamed, but if you are completely honest, and it doesn't happen normally they will remove it. If not ask for a manager and tell them you're going to the other company. I hate those calls lol, but it usually works. (they should remove it anyway if you aren't delinquent normally) :)
2007-01-12 04:39:20 · answer #1 · answered by Joe N 2 · 0⤊ 0⤋
Most likely you are stuck with the charge. However, credit cards are a commodity and these companies know this. I had a late payment charge on an account that was in good standing. It was only late by a couple of days, but it was still late.
I informed the credit card company that I expected this fee to be refunded. If I was not happy with their answer, I told the customer rep that I would close my account.
Credit card companies do not have control over consumers. There is to much competition out there.
2007-01-12 12:40:53 · answer #2 · answered by Culture Warrior 4 · 0⤊ 0⤋
that's a tough one. If you have had the card for some time and have never had a problem, you could call them and explain what happened and they may waive the fee. If its a recent account, chances are they won't do anything. People unfortunately tell lies all the time - not that you are - so they don't normally provide a benefit for a new customer like that. You would need to have a good track record with them. Good Luck!
2007-01-12 12:13:26 · answer #3 · answered by BMW BFD 5 · 0⤊ 0⤋
If you have a good payment record, you can usually call the credit card company and they might waive the fee. If you don't have a good payment record, you're just going to have to pay it.
Call and ask, the worst they can do is say no.
2007-01-12 12:38:52 · answer #4 · answered by Glennroid 5 · 0⤊ 0⤋
Contact the credit card company and explain what happened. If you have remained in good standing with this credit card company, they will waive the fee.
2007-01-12 12:08:55 · answer #5 · answered by whymewhynow 5 · 0⤊ 0⤋
I believe you are stuck. If you read all the fine print you will realize that this is a lesson well learned
2007-01-12 12:07:13 · answer #6 · answered by JOHN 7 · 0⤊ 0⤋
There is no way...you owe it, so pay it.
2007-01-12 14:05:04 · answer #7 · answered by KL 5 · 0⤊ 0⤋
No.
2007-01-12 12:55:46 · answer #8 · answered by psycho-cook 4 · 0⤊ 0⤋