My parents and I have been having an argument this week about car insurance, so I hope someone can answer my question.
I've had my learner's permit for three weeks, and I've been practicing mainly with my mom's car. Then, I heard from someone that learners need their own insurance. I asked my parents, and they said that since I'm driving their cars, I am covered as long as they sit next to me. At the same times, my friends are adamant that even the learner needs his own insurance. Who's right? And can someone please site sources so I can show my parents? Our insurer is Farmers Insurance.
2007-01-11 11:42:01 · 7 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Whatever replies you get here the only REAL answer would be to get your mother to phone Farmers insurance, identify herself, produce her policy details and for her to ask the same question to the guy that works there, then you will know for sure, done.
Any other way is total rubbish.
2007-01-11 21:51:11 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Your parents are right. Learners are covered by the policy as long as they have a legitimate learners permit. They are not fully licensed drivers and do not have their own vehicle to insure yet, so they cannot be on an insurance policy in most states.
2007-01-12 08:49:01 · answer #2 · answered by sovereign_carrie 5 · 0⤊ 0⤋
Insurance follows the vehicle, not the person driving it. Call your parents Farmers Agent to be certain.
2007-01-12 01:17:35 · answer #3 · answered by blb 5 · 0⤊ 0⤋
you ought to envision into the coverage of the coverage you would be getting and discover out what their policies are. while you're employed then you definitely probable purely have particular circumstances to affix and you're able to be able to correctly be considered preexsiting situation with being pregnant so they could cost greater or no longer hide the being pregnant in any respect. i might initiate looking into the concepts now to verify which you do have some form of insurance as start and each thing is amazingly high priced.
2016-10-07 00:42:38 · answer #4 · answered by hobin 4 · 0⤊ 0⤋
I am sure you do need your own but it also depends on what state you live in and what her policy covers. Call her insurance agent and ask to get the details.
2007-01-11 11:48:46 · answer #5 · answered by Brown Eyed Girl 3 · 0⤊ 1⤋
your parents are right,,im a parent,,and been through this before,,as long as their with you in there vehicle your covered,,on either of there cars,,that's the way insurance works,,for beginners,,good luck hope this help,s.
2007-01-11 11:49:23 · answer #6 · answered by dodge man 7 · 0⤊ 1⤋
yes she is right u need ur own insurance
2007-01-11 11:46:53 · answer #7 · answered by latina l 2 · 0⤊ 1⤋