How can I cope with my post-Christmas overdraft ?
2007-01-11 02:18:51 · 13 answers · asked by misbehave4me 4 in Family & Relationships ➔ Singles & Dating
I feel the same about my butt!!!
2007-01-11 03:33:33 · answer #1 · answered by peachy 3 · 0⤊ 0⤋
Firstly I would reword your questions or else you might get some rude or unwanted remarks.
Secondly I will answer as if you are genuinely enquiring how to cope with your debt:
Pay it off a little at a time, don't buy anything more until you do, any birthday presents between now and paying off Christmas debt should be within your limits £20 or under maybe.
Don't do it again next year.
Cut up you credit cards.
Let you maximum spend per head always be within your limits £20 a head for 10 people is going to total £200. Decrease or Increase this amount to what you think you can afford per head each year.
Buy your birthday and Christmas gifts gradually over the year and not all at once to spread the costs.
Be more frugal- Food, heating, lighting, council tax, water rates, rent etc are the main expenses, once they are paid for then any monies left over should be going toward paying off your debt or going into savings for new clothes, car maintenance, a holiday and next years Christmas spends.
2007-01-11 10:49:07 · answer #2 · answered by Jewel 6 · 0⤊ 0⤋
Call your banking institution and arrange for a payment plan.
and since hind sight is always better here's a few pointers... (1) next time put yourself on a budget; (2) start buying Christmas gifts earlier in the year and when you see them on sale (3) Homemade gifts are personal and even more appreciated - so go ahead and show off your talents
Best of luck with this and next Christmas as well!
2007-01-11 10:31:33 · answer #3 · answered by Drea G. 2 · 0⤊ 0⤋
Concentrate on how much fun you had with the money from your overdraft and think of how little fun you would have had without it!
then get over it!
and if you don't like it - then don't do it again you naughty boy!!
2007-01-11 10:39:11 · answer #4 · answered by kiku 4 · 0⤊ 0⤋
Lol, very good title, but I guess it shouldn't =( Hope ypu get out of it. Don't spend too much next time. Agree on cheap or homemade gifts next time.
2007-01-11 10:23:34 · answer #5 · answered by xdannifenx 5 · 0⤊ 0⤋
Good luck buddy.
2007-01-11 10:22:31 · answer #6 · answered by jrhod263 3 · 0⤊ 0⤋
little advise dont spend too much next time
2007-01-11 10:21:56 · answer #7 · answered by cheekybluebed 6 · 0⤊ 0⤋
try seeing your bank to see if they would give you time to pay it off
2007-01-11 10:23:08 · answer #8 · answered by julie f 1 · 0⤊ 0⤋
stop misbehaving:)
thought you was going to make my day then:)
2007-01-11 10:22:30 · answer #9 · answered by Welshchick 7 · 0⤊ 0⤋
save for it.
2007-01-11 10:27:14 · answer #10 · answered by openminded 6 · 0⤊ 0⤋