2007-01-10 22:15:13 · 6 answers · asked by Anonymous in Family & Relationships ➔ Weddings
Yes, you will bring him down if you are deep in debt.
This is something you both need to work on and help to bring up together and if it is too bad you can file separate taxes...
Until you are able to being it together you need his social security on your file and he needs yours on his file Married but filing separate... The idea is to get what is yours to be yours and income and tips and spinding itemised on both files...He itemises then she itemises to get the best return. A child can only be claimed by one parent but not both it make make a difference to place the child on the task of the parent that makes the most money to get more of a refund...by offering the child to be one income responsibility...A child makes a big difference if you have one. Try not to rush into children right away for money difference
Do the children when you are financially ready and enjoy your husband better get to know each other and work on paying off your highest debt...if it is something big like a house give it back to the creditors not as a loss but like a pair of jeans you do not want sell it and get it off you. Cut credit cards and go cold turkey to no credit cards. You could go bankrupt but that will ruin your credit score for 7 years or more and it is like working for nothing.
Pay off debts if possible get a part time job and work hard together for what you want...It is all about the relationship and how you want to tell the world that you are a real couple...not credit scores...if he loves you he is willing to help you to rise with him to be equal
2007-01-10 22:40:51 · answer #1 · answered by Anonymous · 0⤊ 0⤋
It wont, unless of course you both are cosigners on something and you fail to pay it timely. Otherwise you have 2 different records and what his score was before he married will be the same after. HOWEVER i have heard if a couple gets divorced then the credit score suffers. I would suggest analyzing you debt issues prior to the marriage, work on it with your spouse to correct those problems and rebuild your credit. Not knowing you current credit issues, i say if there is no humanly was that you will get caught up on your own (try using CCC), then bankruptcy may be an option.
Good luck!
2007-01-11 10:01:40 · answer #2 · answered by glorymomof3 6 · 0⤊ 0⤋
Once you are married, your credit scores stay separate, but are looked at together - for example if you go for a loan.
2007-01-11 06:45:52 · answer #3 · answered by Lydia 7 · 0⤊ 0⤋
Naw your and his are individual scores. The only averaging is of yours then the middle score is given the attention. But please let me warn you to NEVER have a joint account because you may be embarrassed at the cash register, unless your check writing is a problem.
2007-01-11 06:40:14 · answer #4 · answered by MeHurdu 4 · 0⤊ 0⤋
Bad credit is something you need to be upfront about with your fiance. Otherwise there may be a shock and anger and resentment.
2007-01-11 06:23:49 · answer #5 · answered by Guinness Guy 3 · 0⤊ 0⤋
I don't think so..his should be his and yours is yours....Unless he is moving in with you and your address is blocked.
2007-01-11 06:25:27 · answer #6 · answered by Afi 7 · 0⤊ 0⤋