Will auto insurance companies know my driving record in other state? will they check the other state's record?

Question

I used to stay in CA and I have zero violations, basically my record in CA is 100% clean. Then I moved to Indiana for college for a few years. There I got a moving violation ticket and I also made a claim with my insurance company (progressive) for a minor property damage; I crashed into my apartment's carport (this wasn't major accident and only my insurance and apartment know)
So, I have moved back to CA now, and Im considering getting insurance from other companies. Will they know my driving record in Indiana (1 moving violations ticket and the 1 claim i made to progressive)? What are the consequences of witholding this info? My driving record in CA is very clean and Im concerned about disclosing info that I should't have to. I will probably tell them about the claim i made to progressive. but is it ok not to tell them of my moving vioaltions ticket? know they can check from MVR for driving record and from CLUE for claims.But will they check my IN record or CA only?I have CA licens

Answer 1

You remind me of a client I had that moved here from another province. When we received his driving record, he was mad. He said his accident shouldn't count because he didn't have that car anymore, he sold it before he moved, and besides, the woman he hit was a "witch" with a b. You don't hide claims or violations, because they find out anyway.

Answer 2

Depends on the company, the violations are linked to your driver's license not just the state. If you had you CA license when you lived in IN there is a good chance that they will find out your past driving record. Also when applying for auto insurnace you are required to show proof of current and past insurance coverage so you do not have to pay more, they can always contact Progressive and find out.

Answer 3

Get a No Cost Background Check Scan at https://bitly.im/aNC1j

Its a sensible way to start. The site allows you to do a no cost scan simply to find out if any sort of data is in existence. A smaller analysis is done without cost. To get a detailed report its a modest payment.

You may not realize how many good reasons there are to try and find out more about the people around you. After all, whether you're talking about new friends, employees, doctors, caretakers for elderly family members, or even significant others, you, as a citizen, have a right to know whether the people you surround yourself with are who they say they are. This goes double in any situation that involves your children, which not only includes teachers and babysitters, but also scout masters, little league coaches and others. Bottom line, if you want to find out more about someone, you should perform a background check.

Answer 4

The agent is going to ask you about accidents and tickets in the past 3 or 5 years. If you state that you have not had any tickets the agent is going to use that info. Some companies will cancel your policy when they find out you had a ticket because you lied to them at the time of application. If you got away with it and had an accident, and they then found out about the ticket there is a possibility that they might deny the claim based on material misrepresentation at the time of application. The application is a legal contract. If you had a CA license at the time of the ticket it is probably on your license. You had the ticket, pay the higher premiums

Answer 5

maximum coverage organizations go lower back 3 years on minor violation and at fault injuries, 5 years on significant violations, i.e., speeding over 25mph, reckless utilising, etc. and seven years on DUI. it truly is fairly a lot the market ordinary. No coverage company will write automobile coverage without checking your utilising record and previous claims historic previous.