2007-01-10 09:22:32 · 39 answers · asked by jtomlinson80 1 in Cars & Transportation ➔ Insurance & Registration
Not only will you be liable but in the state of Texas you stand to loose your Drivers License, have your auto regisistration revoked and you'll have to file and SR-22 proof of responsibility form all of which will make your insurance rates triple.
You are certainly liable to pay any and all damages to the other persons property if the accident was your fault. The only way to prevent that is to prove it wasn't your fault. However, the consequences I spoke of in the first paragraph will still happen even if you prove it wasn't your fault.
Sorry for the bad news.. but then again I'm sure you suspected that.
2007-01-10 09:30:57 · answer #1 · answered by wrkey 5 · 1⤊ 0⤋
We haven't enough information on this one yet and some of the advice is way off. Now, straight from someone who once upon a time qualified and worked in insurance before turning to more ethical occupations
1. Where did the accident occur? We don't even know the COUNTRY, far less the precise jurisdiction within that country and it does make a world of difference.
2. What was damaged, how and to what extent?
3. Were any persons other than youself injured and if so, to what extent and are there medical reports?
4. Was the vehicle yours?
5. How was the vehicle in that location without insurance?
6. Who owns the location of the accident?
7. Who was responsible for the accident or was there a split responsibility?
8. If there was another vehicle involved, was it insured and if so, with whom?
9. How many witnesses were there and who were they?
10. Were the police called to the scene and are there reports available from them?
11. Have you admitted liability?
These are just a few of the loose ends which desperately need to be tied up on this one.
Come back with more information and you'll get a more meaningful answer.
2007-01-10 10:06:26 · answer #2 · answered by Feinschmecker 6 · 0⤊ 0⤋
I'm sure the property you damaged has insurance covering it. And the property owner can look to their insurance company to fix it. However that being said, the insurance company in turn can and will sue you! If their property is not insured, yes you will be held liable for any damages. You need to consult an attorney. If you can not afford one, try to get a legal aid attorney. They work pro bono.You will have to carry SR-22 on your next policy, unless you can put the car in someone Else's name, when you carry it it will be cheaper that way! Good Luck!
2007-01-10 10:18:53 · answer #3 · answered by bunnicula 4 · 0⤊ 0⤋
What wrkey said about Texas is true in Cal. also, except the vehicle registration, won't lose that but everything else.
Also in Ca. if you are the registered owner of the car and allowed someone else drive it the same holds true. The only difference is you would be able to sue your friend or whoever you loaned your car to in order to pay you back.
The only thing you wouldn't be able to sue whoever you loaned your car to is the fines that you will be paying for not having insurance, those you will have to pay on your own. And the last I heard NO insurance tickets are in the $200 to $300 range here.
Oh and YES your insurance rates will be sky high, so like most everybody else here said HAVE YOUR CHECKBOOK HANDY. GOOD LUCK
2007-01-10 09:40:58 · answer #4 · answered by trollwzrd 3 · 0⤊ 0⤋
If it was your fault. But don't get too excited about all the people saying all the legal problems. Some states require you to insure the vehicle while operated on public roads. You're still liable for damages, but I wouldn't go hire any attorney yet.
2007-01-10 09:57:53 · answer #5 · answered by Papa John 6 · 0⤊ 0⤋
Offer to take it to a shop and get an estimate. Then pay the shop directly. Did this happen on private property? Drag this on as much as possible since he is being difficult. Obviously you should always have insurance and his offer is not completely unreasonable as you are in the defense position on this. I highly doubt the Navy would kick you out. They have a substantial investment in you at this point. Try and get the guy to work with you...maybe even payments. A shop estimate or two is the only way to really know the cost to repair.
2016-05-23 06:31:10 · answer #6 · answered by Anonymous · 0⤊ 0⤋
So let me get this straight. You were driving illegally without insurance. You destroyed private property. You think that you shouldn't be responsible? The mere fact that you were driving without insurance shows some irresponsibility so I can see why you are asking. Now put yourself in the other party's place. Wouldn't they want you to accept responsibility? Time to mature and pay.
2007-01-10 09:38:56 · answer #7 · answered by smgray99 7 · 3⤊ 0⤋
If you were at fault you will have to pay. It also depends on the state you live in you may be fined for not having insurance.
2007-01-10 09:28:56 · answer #8 · answered by Anonymous · 0⤊ 0⤋
yeah but you will be most likely paying thier property insurance company for the damages and not the owners so you should be able to make payments
2007-01-10 09:28:02 · answer #9 · answered by nova-75-77 1 · 1⤊ 0⤋
Duh... yes. If it was your car that caused accident. Even if it wasn't they can find you partly responsible because insurance is required on all vehicles these days. So if you were obeying the law the accident could not have happened as you would not have been driving to be part of the accident.
2007-01-10 09:38:39 · answer #10 · answered by songbird092962 5 · 0⤊ 0⤋