i know theres a site but i forgot the address. PLease help!
2007-01-10 07:22:04 · 7 answers · asked by Yenny V 2 in Business & Finance ➔ Credit
There are a lot of sites out there offering 'free' credit reports, but they require "30 day free trials," which can lead to an $80 charge if you forget to cancel in time!
So, where can you find a free, government approved credit report that won't rip you off?
Short answer: http://www.annualcreditreport.com
Long answer from the FTC website:
"Q: How do I order my free report?
A: The three nationwide consumer reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report.
To order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is on the back of this brochure; or you can print it from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They are providing free annual credit reports only through annualcreditreport.com, 1-877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
You may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order your report from each of the companies one at a time. The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months."
2007-01-10 07:29:59 · answer #1 · answered by Hogwash 2 · 2⤊ 0⤋
NO. Ignore the first 2.
The only site to get the free report required by law every year is http://www.annualcreditreport.com
You will still have to pay to see your credit scores, but the base report is free.
Any other site is privately owned and is not the one required to give you the free annual report. They all want to sell you subscription credit monitoring services.
2007-01-10 07:30:33 · answer #2 · answered by Anonymous · 1⤊ 0⤋
Yep, its www.annualcreditreport.com
You can get one report from each of the three credit reporting agencies once a year, so get one every 4 months from the different agencies to maximize your free credit report access.
2007-01-10 07:58:53 · answer #3 · answered by unassailed 2 · 0⤊ 0⤋
the only way you're able to get a unfastened credit rfile each year is call between the three companes that do those comments and ask them no remember if that's possable. or in case you think of you have been the victom of identity theft then you particularly can get one for unfastened.
2016-11-28 02:28:51 · answer #4 · answered by Anonymous · 0⤊ 0⤋
http://www.annualcreditreport.com. You can get one from each credit reporting agency for free.
2007-01-10 07:32:00 · answer #5 · answered by mskrissyj 2 · 0⤊ 0⤋
Go to one of these sites:
www.equifax.com
www.experian.com
www.transunion.com
They are the 3 major credit providers and will give you one copy a year for free of your report.
The catch? To actually see your credit *score* they make you pay.
2007-01-10 07:26:21 · answer #6 · answered by Lily 3 · 0⤊ 3⤋
www.freecreditreport.com
2007-01-10 07:25:32 · answer #7 · answered by Anonymous · 0⤊ 3⤋