Do your car insurance premiums go up if your in a no fault accident?

Answer 1

insurance companies will use any excuse to raise your rates. if you were in an accident that wasn't your fault, that only proves that you aren't good at dodging other cars. i haven't had a wreck in over 20 years, but everytime i get a speeding ticket, my rates go up.

Answer 2

Depending on what the insurance companies call a "no fault accident". As an example, if you are rear ended by someone that is a "no fault" and you would not pay any increase. If you are involved in an accident, that is considered to be a 50/50 "no fault " then your premiums would increase.

Answer 3

Depends on the insurance company. Some do not charge for the first accident. Some only increase premiums if you were more than 50% at fault (even no fault states will assign fault), and some will increase premiums regardless who was at fault. Though they may not increase it by as much if the majority of fault did not fall upon you.

Answer 4

Anytime you are in any kind of accident that the insurance company finds out about, your premiums go up. If you report to them the accident, or if the other person involved reports to his insurance agency (even in the case of no-fault) the premiums will go up. I suggest you both fix your cars and don't tell the insurance company anything....they are just like the GESHTAPO ---they keep collecting your money, getting richer and refuse to pay out without making you pay double. Think about it for a moment, did any insurance company file for bankruptcy after Hurricane Katrina? What about after those hurricanes in Florida? The answer is NO and the reason is that they are still way over funded--even after paying out billions of dollars in claims! ---I don't know why we have to have insurance anyway....no one makes out except the insurance company ---I've been driving and paying top dollar for insurance for 20 years and filed one claim last year for an accident and THEY CANCELLED me.....AAA insurance, what a bunch of THEIVES!

Answer 5

Sometimes. It depends on your insurance company and their views on "incidents". A not-at-fault accident is still an "incident" regardless of fault. Some companies surcharge for these, some don't. The other factor is whether your company PAYS anything on your behalf...even if it is not your fault, sometimes your company must pay things. For instance, if the other person is uninsured or underinsured, your policy coverages may kick in. In that case there is a greater liklihood that your company (or any company you are getting a quote from) may count that against you.

Answer 6

no, if you are lucky to have a no-fault title attatched to the accident. it is quite rare. usualy it's 50/50 if 2 people are involved and have equal liability to the cause, or 100% your fault if you, for instance, ran your own car off the road because you hit a puddle and hydroplaned into a wall. it is illegal for an insurance company to raise your rates based on an accident that you were involved in that was in no way your fault (at least here in the states)

Answer 7

Like one of the answers above, it really depends on your insurance company. It it goes up, switch to "Nationwide." Hahaha!

Answer 8

depends on a number of things, age, location, previous accidents, type of insurance you have

mine did, but i had no wrecks ,accidents or CLAIMS befor that, i hate allstate.

Answer 9

Ideally it shouldn't, but I think there are other factors like your driving history, previous number of accidents in X amount of years, etc...

Answer 10

That would all depend on your insurance company.