Address's on my credit report?

Question

I want to make sure I have a address listed on a credit report. I currently live in Oregon but I have just purchased a home in Idaho. I applied for a credit card and was approved for it. I asked it be sent to my Idaho address as I want to keep it their. They said their was a discrepecny with the credit buerau and I needed to fax over proof with two utilitiy bills, my SSN, and drivers license. I was very upset that I had to do this. Can anyone tell me how to stop this in the future?

Answer 1

You don't want to avoid that in the future. If you could, I could use the same process to apply for a card in you name and have is sent anywhere I wanted. You would only know when you checked you credit. By that time, I would have maxed out the card and disappeared.

Answer 2

that's the proper route that they should have taken. you definitely have to prove residency, or you leave yourself open to identity theft. imagine if someone got their hands on your sensitive info, like your Social Security # and whatnot, then applied for a credit card and said, "oh, by the way, send it to this address in a whole different state." if they got the card and split from that address, they could ruin your credit and nobody would know for a long time... you wouldn't be receiving the bills at your address, and the credit card company wouldn't be able to notify you of your bills. be glad that they were so careful!

Answer 3

You can get a free copy of your credit reports from www.annualcreditreport.com and check for your address on there. Most will allow you update, or fill in your current address.

Answer 4

use your permanent address whether it be your own primary residence or your parents home or whatever. credit card companies have to be extremely cautious with all the crooks out there nowadays. imagine if they sent one to someone who had your info just on his say so. you would be quite perturbed and rightfully so.....