i got a phone call last night from a so called collection agency called portfolio management solutions . they said i have a phone bill from 6 years ago from bell canada. also they said we have to pay it to a company called code city coffin for 250.00. iwould like to know if this is a scam and also they told me they cant send out a bill but they can send out a release form. everything pans out what they are telling me but can they come after me after 6 years? please let me know as soon as possible thank- you
2007-01-09 05:04:18 · 4 answers · asked by A 1 in Business & Finance ➔ Credit
Annual credit reports are free -
Is it on your credit report ? Did you have an account with bell Canada ?
If so pay it through the lister on the credit report . . .
If not , start laughing when they call then hang up
2007-01-09 05:13:34 · answer #1 · answered by kate 7 · 0⤊ 0⤋
If you are in the US request a credit report. This will tell you if you "really" owe the money. As long as the company you owe keeps selling your debit they will try to track you and get you to pay. The collection company may have bought your debit for 50% of what you owed and the initial company may have written off the bill. Do your homework! If its on your report you can request a copy of the bill. If they cant produce it you have a right to request it be removed.
2007-01-09 05:17:45 · answer #2 · answered by francoise912 1 · 0⤊ 0⤋
Ask a lawyer what the staute of limitations is on old debt. It might have expired and , if so, the debt is not legally collectible.
2007-01-09 05:16:21 · answer #3 · answered by jbowler 3 · 0⤊ 0⤋
Don't do anything until you get a copy of your credit report...
http://www.disputedemon.com/credit-score
2007-01-09 05:27:12 · answer #4 · answered by CreditScoreBooster 2 · 0⤊ 0⤋