how do you find your unpaid depts?

Question

i know i've got unpaid depts and i want to start paying them off! but where or who can i contact to know whos got my depts and what ones i've got?

Answer 1

all of you depts should be listed on you credit reports
if it not don't worry about

Answer 2

The best way to find out if you still have some linger debt is to get yourself a credit report. There is a new law that allows you to get one free credit report a year from all three credit reporting agencies. Here is the link to your free credit reports....they really are free believe it or not!

https://www.annualcreditreport.com/cra/index.jsp

This will show you exactly what you owe. Good luck!

Answer 3

You could try contacting a credit reference company they will ask details of previous addresses etc - www.experian.co.uk or www.myequifax.co.uk. they will charge you £2 for the info and send it to you in around 7-10 days

Answer 4

All you need is copy of your credit report. I will list all debts (unless the creditor doesn't report to the bureaus.) It will also have the contain info of your creditors so you can contact them to pay off your debts (if this is what you're looking to do.)

Answer 5

Good gosh, unpaid debts will find you. Don't worry.

Answer 6

Hey, if you are in the uk go to www.creditexpert.co.uk.
It will tell you what you own and who to, it's also good for keeping an eye out for possible fraud in your name.

Good luck

Answer 7

Wait until your letters arrive, keep them all and go and make an appointment with the CAB. :)

Answer 8

I find them hard to pay off..