Well, I have a Washington Mutual Credit Card with a credit limit of $1000. I am being offered 0% on balance transfer by Washington Mutual. I am currently owe about 3k on other credit cards - which I have no problems paying it off within 1-2 months frame. My question is, since that I am being offer that 0% on balance transfer, and as I had mention earlier, my Washington limit is only $1000 but I owe 3k. Do you think that I'll get a credit limit increase to at least 4k with Washington Mutual if i call them? I want to take this opportunity to raise my credit limit. Like I said, I have no problems paying off that debt but I just want a higher credit limit. Do you think that will work? Have anyone ever try to put yourself in this kind of situation before?
2007-01-08 20:17:46 · 2 answers · asked by a9113257311 3 in Business & Finance ➔ Credit
Any answer(s) will be greatly appreciated !
2007-01-08 20:18:02 · update #1
Get a Bank credit card.
At half the finance charge of Wash mut.
That so call 0% will jump back to 21% at light speed.
plus you are charged for using card...
you also pay for that increase to 4.000 limit.
50.00 will cost you 11.00 month in finance charge overall.
High interest on non bank credit cards and have to pay for using them?
Get a bank credit card...................
thru your checking account...................
most of those start of 5.000
If you can't...use best judgment---
keep 1.000 limit just for emer use.......
and put that extra cash on atm debit card....
far better than any credit card and it earns interest.
2007-01-08 22:56:48 · answer #1 · answered by cork 7 · 0⤊ 0⤋
It all depends, all you can do is ask! Good luck
2007-01-09 07:52:55 · answer #2 · answered by CEESONE 4 · 0⤊ 0⤋