I was involved in a car accident where I was rear-ended and my car is not operable. I have to work and have no money for a rental car. I have no credit card or anyone who can loan me money. The insurance company of the person who hit me says I have to pay and they will repay me when claim is processed.
2007-01-08 08:05:18 · 11 answers · asked by Karmy 2 in Cars & Transportation ➔ Insurance & Registration
I don't know where this happened, but it is common in some states for the insurance company to set up a direct bill with the rental car company. You can try going through the supervisor to see if they will change their mind. However, they are not required to do that. You can ask if they can "cash you out" up front for some of the rental. But the othe problem is that even if they do any of this, the rental car companies usually require a deposit of about 100 dollars or more. This is not the insurance company's responsibility or problem. You will have to come up with that yourself.
2007-01-08 13:07:01 · answer #1 · answered by Chris 5 · 0⤊ 1⤋
the other company is telling you that they will pay for the rental if they find that their insured is at fault for the accident. Just because you think you were not at fault does not mean that you aren't. Some states havve contributory negligence laws that state each driver is assigned a percentage of the fault in an accident. After the other insurance company has determined that their insured is 100% at fault for the accident then they will OK a rental. You can check with your policy and see if they will pay for a rental but if you don't have rental car coverage, they are not going to pay. Don't listen to Jim D because calling your company and insisting that they pay for a rental if you don't have it on your policy will do you no good.
Contact your company and see if you have the coverage. If not, you will need to arrange for rides.
2007-01-08 17:43:13 · answer #2 · answered by blb 5 · 0⤊ 0⤋
Check with your own car insurance company to see how they might help you. Also talk to the garage where you plan to have the car repaired and maybe they have ways to help you. The best collision repair shop may be the one normally used by your insurance company. Always settle an accident claim through your auto insurance company. They will talk to the other driver's insurance company for you and protect you from mistakes. You can also ask a number of different people at work if they could pick you up on 1 or 2 occassions.
2007-01-08 16:17:37 · answer #3 · answered by bobweb 7 · 0⤊ 0⤋
Your insurance company should immediately offer a rental car to you at no out of pocket cost while your car is being repaired. Call them this minute. Also do not let the insurance company push you around as to where to have your car repaired. It's your choice. Ask a mechanical adult or a local service shop where the best shop is in town. Go there. I wish I could represent you at no cost. I've been around insurance company's and I know what their responsibilities are. The accident was not your fault. You are the boss here.
2007-01-08 16:28:20 · answer #4 · answered by Anonymous · 0⤊ 1⤋
Unless you have it in your policy that your insurance company provides you with a rental car, there isn't much you can do.
I was rear-ended and it totalled my car but my insurance paid for my rental until I got a new car. But I elected to have the option. You should look into it, its only a couple of dollars, and it will save you in situations like this...
2007-01-08 16:20:26 · answer #5 · answered by Janhellyca 2 · 0⤊ 0⤋
ok this is what you do,look in your insurance papers and see if you are covered with full coverage on your car,if you are you most likely can get a rental that the insurance company will pay 30.00 a day for a rental.if its not in your insurance policy theres nothing you can do.
2007-01-08 17:07:42 · answer #6 · answered by shepardman1 4 · 0⤊ 0⤋
sounds like you are SOL. But if the accident was not your fault, the insurance company shouldn't make you pay for a rental...they should do it. You need to play hardball with them.
Sometimes life sux
2007-01-08 16:13:08 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Sounds like a small time insurance company. Find out if they have contracts with any of your local rental agencies, if they do, there should be no money out of your pocket. They are inconveniencing YOU due to THEIR insured. Fight it.
2007-01-08 16:16:03 · answer #8 · answered by koral2800 4 · 0⤊ 0⤋
Gosh...we'd like to give you an answer that will help you but...I CAN'T.
You might just be SOL in this situation. Get in contact with YOUR insurance agent and see what they can go for you.
2007-01-08 16:09:35 · answer #9 · answered by Lemar J 6 · 0⤊ 0⤋
You can't without a credit card. (By the way, there are minimum age limits, too).
Why not apply for a credit card?
2007-01-08 16:13:28 · answer #10 · answered by Anonymous · 0⤊ 1⤋