Despite being on my wifes car insurance for 10 years as a named driver and having a company car for that period I have yet to find an insurer who will give me any No claims discount because I have not had my own insurance with me being the main driver for 10 years.
2007-01-08 03:26:00 · 9 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
i believe that direct line insurance will take it this in to account give them a call
2007-01-08 03:45:36 · answer #1 · answered by The Fat Controller 5 · 0⤊ 0⤋
You'll have to start with zero 'no claims' again.
Also, the prob with the few companies that allow 'named drivers' to build a 'no claims' discount is that discount can only be applied to policies taken out with the same insurer ........ eg. my wife (as a named driver) wouldn't be able to transfer her ncd to anotehr company. Make sure you check to see if the ncd is transferable if you (or anyone else) decide to take up this option.
2007-01-08 03:34:17 · answer #2 · answered by nickthesurfer 4 · 0⤊ 0⤋
thats your answer, to be able to receive no claims the insurance has to be in your name as the main driver of the vehicle. on your wife's insurance you were a added driver and on your company car the company was the main insurer. it has to be your name on your insurance.
2007-01-08 03:29:30 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I have had a similar problem, after making enquiries i'm changing my insurer to direct line they offer a build up of no claims for named drivers....it's a start!
2007-01-08 03:32:44 · answer #4 · answered by Carrot Cruncher 5 · 0⤊ 0⤋
specific, that is actual, boys extraordinarily will rigidity your expenditures up. besides the undeniable fact that that is area of becoming up. as quickly as the boys are 18 they might get their license with out his help, and his expenditures will nevertheless go up in the event that they're residing in his domicile. the only element they might do, which additionally happens to be the main inexpensive, is to be further to his insurance. maximum insurance companies won't make it easier to record your babies as excluded drivers, they be attentive to that have a license and assume, (probable properly) that they are going to rigidity quicker or later. they might't get their own coverage until they're 18, or perhaps then the expenditures would be sky severe until they're further to dad's coverage.
2016-12-15 18:44:53 · answer #5 · answered by ? 4 · 0⤊ 0⤋
Unfortunately that is the case for all, rules of the time. Now days Direct Line offer named persons full no claims entitlement but that's too late for you. Had the same problem myself.
2007-01-08 03:29:22 · answer #6 · answered by Anonymous · 0⤊ 0⤋
I had this problem, solved by getting a letter stating no claims from my ex company. I used Swinton brokers
2007-01-08 20:30:16 · answer #7 · answered by The original Peter G 7 · 0⤊ 0⤋
Insurance companies SUCK!
2007-01-08 03:29:29 · answer #8 · answered by (A) 7 · 0⤊ 0⤋
You just answered your own question --- duh.
2007-01-08 05:07:42 · answer #9 · answered by Anonymous · 0⤊ 0⤋