help with credit report?

Question

how many days,weeks, credit card company need to make credit report, on my ssn.

thanks

i pay all my accounts,and im waiting for credit cards companies to make cradit report to my ssn. So i want to know how many days they need to do that. After that my score will go up to 720

Answer 1

Credit card companies report to the bureaus every month. Normally on the first of the month. I don't know how you what your score will be, that seems a little odd. If you are anxious to use your credit to make a purchase like a mortgage, your company can do what's called a "quick score" to validate the info that hasn't been updated yet but this normally costs around $30 per tradeline per bureau so it can get costly but it is a way to get a new credit score generated in a few days.

Answer 2

A credit card company can report whenever they want to. Some do it monthly, some every three months. There is no set time. I'm not sure who told you your score would go up to 720. There is no way to know exactly how much it will go up. There are other factors involved when a credit score changes, then just the fact that you made a payment on your credit card, so don't take for granted that your score is automatically going to go up to 720.

Answer 3

If there are blunders on your credit checklist, dispute them with the credit bureaus. they are going to touch the creditor asking for verification. If the creditor does no longer respond to the credit bureau interior of 30 days, the object would be bumped off. There are some 'credit' web pages that advise disputing each thing interior the hopes the creditor won't respond and the object gets bumped off. do no longer waste some time attempting this. whether something does get bumped off, that's possibly to return the subsequent time the creditor updates to the credit bureau. Disputing expert products ought to get you tagged by applying the credit bureau and you're able to have issues getting actual blunders fastened interior the destiny.

Answer 4

I have a few (irritating) creditors that will go months without reporting my payments/balances/status to the credit bureaus. Creditors have no obligation to report to the credit bureaus. They usually do monthly, but they don't have to.

Answer 5

you mean to start a credit file? that starts as soon as you apply for a loan. how long does the bad stuff stay on? 3 to seven years depending on the debt.