american mutual life insurance company?

Question

my parents paid into a this life insurance for me as a baby (1956) untiI was about 5 yrs old. on the front page it says "endowment maturing at age 65....annual dividends. premiums payable for 20 years or until prior death of the insured---"with waiver of premium benefit" my father told me that in 1962 it was changed to something, but I'm not sure what

there is a clause "be endorsed as fully paid up insurance if and when the reserve on the policy and on said paid up additions, together with the said dividend accumulations, equal the reserve on a fully paid up policy of the same kind and amount" I think this is what happened. I think they stopped adding premiums and kept it at some value

in my dad's handwriting stapled to the policy is this note "automatic loan provision cancelled 2/28/61. changed to extended term insurance 2/28/61. kenton thereby has $1000 of insurance for 30 years 295 days with no further premium payment....I believe it was just changed to a regular life insurance using the previous premiums for the 30 years....but when reading the document, I get something else out of it

any 1960 insurance experts out there?

Answer 1

Any policy that old and prepaid has been converted to another policy over the years. Contact the company directly and as them.

Answer 2

There is really only one way to know for sure and that is to contact the company and ask. All of this has to have been tracked and they should be able to give you a complete history of the policy and what has been done with it.