i had a few cheques written put wrong payee on them phoned bank report them damaged is that them canceled now?

Answer 1

You have to phone your Bank or call in and ask them to put a stop on the cheques. You can stop a cheque over the telephone with most Banks in the UK.

You can not report a cheques as damaged.

If you phoned and told them the payee is wrtong they may have just noted the error on the system in order to honour the cheques if they are presented for payment.

As already mentioned there is a charge for stopping a cheque. Once stopped if presented for payment they will be returned unpaid with the answer Orders Not To Pay.

Answer 2

The first answer is correct. If you want the bank to refuse the checks, you need a 'stop payment order'. You can't do this on the phone, you must sign a form. That said, how do you know the payee is wrong? Did the person you gave the check to call you or do you still have the checks? If so, simply replace the checks and shred the originals.

Answer 3

Not unless you specifically asked for them to be stopped. There'd be a charge as well for stopping a cheque which they'd likely tell you when you 'phoned if that's what they'd done.

They can't send them back as "damaged". Only "payment stopped".

Answer 4

did u specifical ask the bank to cancel them?
otherwise they wont
u have to mention the word 'cancel'
they may charge u for it