can my fiance drive my car if i am in it with him and im also full comp?

Question

he has been driving for over 1 yr. im a maid of honor for my best mate and i cant drive in my dress.

ok comflicting answers he has a full uk driving lisence

Answer 1

He'll only have fully comprehensive cover if your policy allows him (either he is a named driver on your policy, or your policy allows any driver).
If he has a car insured fully comprehensively in his own name, he may have 3rd party only cover provided by his own insurer to drive any other car (e.g. yours), but not all include this cover, and some only allow it in an emergency (which this would not be as it is planned). He would need to check his policy, and possibly speak to his insurers, but he would only be covered for 3rd party damage, and not for any damage to your car.

I'm guessing that the answerers who state that the insurance covers the car and not the driver are not in the UK, or aware of the UK insurance market and legislation.

Answer 2

You have a couple of options. If you want him covered comprehensively on your insurance you must add him as either a permanent or as a temporary additional driver for that function. If he has an extension on his motor certificate that allows him to drive other cars he will be cover legally but Third Party Only. So if he drives it into a wall no cover, windscreen goes no cover, any damage to your car that is your fault - no cover, if the car gets stolen and he was last to drive no cover.

Hope this helps.

Answer 3

No he either needs to be an additional driver on your insurance, or have his own fully comp insurance for his own car, which will generally also cover him third party for any other car.

BEWARE SOME ANSWERS ARE COMING FROM PEOPLE IN AMERICA, WHERE THE LAW IS COMPLETELY DIFFERENT FROM THAT IN THE UK.

Answer 4

To legally let him drive your car he must either be a named driver on your insurance or hold car insurance in his own name that allows him to drive other peoples cars. It would only give him third party cover.

Can the dumb yanks who know nothing about UK insurance law please go away and stop giving incorrect advice on a UK site.
This especially applies to the 'insurance claims adjuster' above. You are obviously an idiot.

Answer 5

No it received't. IF it does include hide for different motorcar this is going to specially say automobiles not all totally comp guidelines are a similar as one yet another and in no way all include that different automobiles hide now

Answer 6

unless you have him as a named driver on your policy then absolutely not. he is driving uninsured and you could also face a charge of aiding and abetting an offender ! ring your insurers and ask for him to be added and you will be legal for a nominal fee

Answer 7

comprehensive covers damage to the vehicle,if you have named him on the policy @ inception or have any driver then no problem.
If he has his own seperate motor insurance then MAYBE he has driving other cars extension-check certificate.
to summarise check your cert for any driver or named driver,check his policy for driving other extension .... ring up your insurers and pay a fee to get him added.

Answer 8

as much as i believe he will have to be either named on your insurance policy as a named driver or have an insurance policy in his own name.

for example if he has his own fully comp insurance policy on another car, that will cover him to drive yours but will be only covered as third party.

Answer 9

Needs to be an additional driver on your insurance, it doesnt cost that much. Its better to be safe than sorry!

Answer 10

if he has passed his test then there is no problem as he will be covered , however if he hasnt passed his test you will need to have had your full licence over 3 yrs or be over i think its 25 with a full licence and he needs to display L plates before it is legal,(if he has passed his test and has car insurance then his insurance may cover him for any car as mine does otherwise yours covers him third party)