My credit report shows that I have a home loan or applied for a refi but I have never owned a home ever and wish to clear up this problem.
2007-01-06 09:34:40 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
If you have a copy of your credit report, it includes the name of the company that reported the item to the credit bureau and contact information for that company. It should also contain instructions for filing a dispute with the credit bureau. If you don't know how to locate this information, call the credit bureau and ask.
2007-01-06 13:38:05 · answer #1 · answered by STEVEN F 7 · 0⤊ 0⤋
You can get a free credit report by going to www.annualcredit.com and checking your report. The report will have all of your credit accounts and contact information of the creditors. Once you look over your report and find the incorrect information, you can either call whichever credit reporting company you used, or some on line crediting companies will let you dispute your information on line. They usually take only a few days to get back to you, but they have to within 30-60 days.
The following link will get you started if you wanted to use Equifax as the creditor to start with.
https://www.econsumer.equifax.com/consumer/sitepage.ehtml?forward=online_dispute
2007-01-06 09:59:35 · answer #2 · answered by librarianb 3 · 0⤊ 0⤋
They do have the marvelous to take longer then 30 days. they might take in to 60 days. it incredibly is a factor of the verification technique. they are basically held responsible if the reporting company has bumped off the article and the credit bureaus do not. yet whilst the sequence company or reporting agancy make helpful's what the credit record says it would not might want again off. interior 60 days it is going to be off no remember if it incredibly is an blunders or you would be notified with the aid of ordinary mail of the result.
2016-10-30 04:42:57 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Best thing to do is call the credit reporting agency in question and ask where it came from. They will probably not know! But you can start an investigation to get it removed.
2007-01-06 10:50:22 · answer #4 · answered by Kevin K 3 · 0⤊ 1⤋
Write all three credit bureaus. Write a note to all three of the credit bureaus just like you wrote your question. Write more to the credit bureaus when you need to clear up this problem.
2007-01-06 09:49:28 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Call Equifax, they will help you out.
2007-01-06 09:38:34 · answer #6 · answered by flightpillow 6 · 0⤊ 0⤋