The unpaid balance from the hospital shows up on his credit report AND the unpaid balance from the collections agency shows up on his credit report with a different account number. Who should he send his payments to...the original debtor or the collections department?
2007-01-05 12:29:57 · 12 answers · asked by cmb325 2 in Business & Finance ➔ Credit
call the hospital, and find out if the bill was turned over to collection people. then find out the info, when where. why. how much the bill is. if you can and they let you. pay the hospital quick if you got the cash. that stuff will stay on your credit forever if its not taken care of quick.
2007-01-05 12:39:40 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Make the payment to the collection agency. It shouldn't be showing up twice on his report, so tell him to dispute the duplicate entry on his credit report. If the creditor and/or the collection agency don't respond within the allotted time, they will both fall off & he won't even owe the money anymore. It's worth a shot. If not, just pay the collection agency. The debt has been sold by the original creditor to them.
2007-01-05 12:33:05 · answer #2 · answered by jit bag 4 · 0⤊ 0⤋
He would send it to the collections department; the original place sent it there and now they have nothing to do with it. Your friend has to deal with the lovely collections agency. On a side note, you can negotiate with the agency. They would rather have some payment rather than nothing. They "buy" your debt from the hospital for pennies on the dollar.
2007-01-05 12:33:30 · answer #3 · answered by 123 2 · 0⤊ 0⤋
If it is not a legit bill or they the Dr. did not bill it to the insurance company correctly contact the collection agency and dispute the bill with a written dispute (politely written). They will contact the Hospital to let them no the bill has been disputed. Contact the credit report publisher to let them know the account #does not belong to them and it should be removed from report. Pay no one if not legit.
2007-01-05 12:38:20 · answer #4 · answered by CAE 5 · 0⤊ 0⤋
depending on the state you live in
it may be illegal to be on your credit report at all.
contact the company who your friend owes the money to, not the collection agency. agencies "buy" the debt from the institution and collect a % when you pay it back. once the debt has been payed the institution calls off the collection agency. they arent supposed to hound you either. maybe your friend can arrange payments with the institution
2007-01-05 12:39:26 · answer #5 · answered by Anonymous · 0⤊ 0⤋
She should call the collection agency and tell them the situation. They will contact the hospital and get the account number corrected.
2007-01-05 12:34:11 · answer #6 · answered by Della Mae 2 · 0⤊ 0⤋
the debt collector. By now, the original creditor (the hospital) has paid this company to collect it's debts and you must go thru the collector to get rid of the bad mark on the credit report (in most cases)
2007-01-05 12:33:00 · answer #7 · answered by fade_this_rally 7 · 0⤊ 0⤋
confirm you pay the sequence. it is going to then record on your credit as a paid sequence. it is going to drop your credit some, yet no longer something severe. as long as you take care of your credit frequently you would be high quality. i'm a private loan officer and examine credit for a residing, and that i can assure you that a $114 paid scientific sequence won't injury you in any way while attempting to get any form of private loan.
2016-10-06 12:23:48 · answer #8 · answered by ? 4 · 0⤊ 0⤋
Send to collections, it's already been turned over to them.
2007-01-05 12:32:37 · answer #9 · answered by The Scorpion 6 · 0⤊ 0⤋
Neither until he finds out why there are 2 different account numbers.
2007-01-05 12:32:00 · answer #10 · answered by OrangeCharlie 5 · 0⤊ 0⤋