How To select Health Insurance?

Question

What are the criteria to select the best health insurance for a family at a best price (we live in Florida) and work independently

Answer 1

You need to understand the following:
Total annual out-of-pocket.
The higher the deductable the lower the monthly premiums.
Ask about the inside limits on benefits.
Finally the life time maximum of the policy. (at least $2mm but don't pay for any higher because it is unlikely that anyone would live beyond that amount.)
Remember that health insurance is about financial protection. You need to understand how much self insurance you can stand. Call an agent and look into an HSA product.

Answer 2

Hi, just thought I’d share there’s a company out there who’s helped a lot of people who do not have and need affordable health benefits. They cover regular office visits, specialists like orthodontists, any pre-existing conditions like diabetes and pregnancy and even ancillary care and hospital advocacy. It basically includes everything you need help paying for. There's no high premiums, deductibles, co-pays, waiting periods, claims forms or anything like that at all. They can save you up to 80% on your out of pocket expenses for so much less than all the other companies. It could end up saving you a lot of $$ over traditional insurance. They have a medical plan as well as a dental plan that both include vision, prescription and chiropractic benefits as well. They have over 400,000 providers nationwide as well, so it is available almost everywhere. They are a wonderful company and are members of the Better Business Bureau. They were even featured on FOX News just a couple weeks ago. I know several people who have benefits through them, and everything they say about them is nothing but positive. It’s just crazy how much people are shelling out for their healthcare. I then also got benefits through them and love to be able to tell other people about how much money they can save. Try this website and you can check out the specifics and providers in your area. http://www.everyonebenefits.com/40424269/. If your preferred provider isn't on there, he can be added. I hope this helps you and you find what you need. You can email me personally at airforcecontractnegotiator@ yahoo .com (we're military) if you have any questions. Best of luck and happy new year!!

Answer 3

There is no specific "criteria" as everyone's needs are different. The best thing you can do is get a free comparison quote so that you can compare rates and coverages to see what plan suits your needs the best. The following site has a free quote center.

Answer 4

I suggest you to try this web site where onel can get rates from different companies: http://COVERAGEQUOTES.NET/index.html?src=5YAxnu68umH27deW1

RE :How To select Health Insurance?
What are the criteria to select the best health insurance for a family at a best price (we live in Florida) and work independently
Follow 6 answers

Answer 5

good coverage, good price. here are some

Blue Cross Blue Shield
Celtic
United Healthcare
Humana
UniCare
Aetna
Assurant Health
Golden Rule
Kaiser Permanente

Answer 6

depends on what you need, price is a good one...