Yeah this person added me about 2 weeks ago, and I called the credit card company and they said they report to the credit bureau at the end of each month, but I have heard that it taked the credit bureau to report it to my credit repot 30 to 60 days! And 30 days is fine but 60 days is a little too late for me! But it's usually 30 days?
2007-01-05 07:19:56 · 6 answers · asked by cavitia 2 in Business & Finance ➔ Credit
The 3 major credit bureaus have a 24 hr turnaround for urgent situations. Depending on your situation, see if your company will contact them and fax in your info. Are you trying to get a mortgage?
It's usually 30 days but sometimes the companies haven't updated their tapes in time and it goes on the next reporting cycle. Also, if they are a small company with less than 500 accounts they do not report at all. Many people are unaware of this and are upset when the car they purchased and paid for (on time) from JOE'S AUTO will never be reported on their credit.
2007-01-05 08:18:52 · answer #1 · answered by Incognito 6 · 0⤊ 0⤋
Sorry, but no emergency fixes to your credit report will ever work. Do not expect that your credit score will skyrocket 30 days after you get a card reported on your credit history. First of all if you are just an authorized user it does not really carry the same weight on the report as if you were an owner of the account.
Can you rephrase the question and instead ask what is it that you are trying to accomplish, that you need it sooo urgently, perhaps we could help with advice there.
2007-01-05 07:32:57 · answer #2 · answered by Alexander K 3 · 0⤊ 1⤋
Since reporting dates can differ, the actual timeframe for them to report can vary. For instance, if your account date is the 10th of each month, the company may report then. Or, they may report on the 1st of each month. So, if something happened today, they could report it tomorrow, or they could report it next month on the day they normally update with the bureaus.
But credit bureaus do update more recent than 60 days.
2007-01-05 07:27:07 · answer #3 · answered by abcdgoodall 4 · 0⤊ 0⤋
Yes, everything you said is correct. I just closed two credit card accounts and they both told me it would take 30-60 days to appear in my credit report. That's normal.
2007-01-05 07:29:01 · answer #4 · answered by Anonymous · 0⤊ 0⤋
your question isn't clearly written..."what person" added you? and, did they report your credit to the credit bureau? Why is it too late for you and what is too late for you? 30 days is the norm and should not be a problem for anyone. Why is that a problem for you?
2007-01-05 07:26:10 · answer #5 · answered by sophieb 7 · 0⤊ 0⤋
surely relies upon on the type you probably did it with first one. if your lenders restore it by way of there reporting branch, then probable the different bureaus as much as date their information too. once you submitted the information that the information on your record are incorrect via your self, you're able to desire to paintings it out the comparable way you probably did it with first bureaus. sometime inter-employer rules could make this technique plenty extra durable which you experienced earlier. besides, I quite propose you to obtain your new comments from each and every bureau earlier you progression forward. it would shop you a while and efforts.
2016-10-06 12:05:07 · answer #6 · answered by ? 4 · 0⤊ 0⤋