if i have no insurance on my car can a friend drive that car on there own insurance?

Answer 1

if their policy covers them in another vehicle...some policies dont cover driving another's vehicle....

Answer 2

UK Depends on small print, some Fully Comp, Norwich Union for instance dont allow it, yet some 3rd Party do allow it, no consistency at all.
Read the small print and if OK photocopy it.
But the cover will invariably be 3rd party unless a dedicated motor trade comprehensive policy, possibly less than 3rd Party, so called Road Traffic Act, and the car will be uninsured as soon as the driver gets out, so make sure he does not get out while it is on a public Road, and the car will not be insured in supermarket car parks etc so make sure it is not involved in an accident or you could be paying for it for the rest of your life.
Permitting an uninsured vehicle to be used on a public road is about 8 points as is driving uninsured.

Answer 3

No the person who owns the car HAS to have at least third party cover for you to drive that car. DO NOT drive before checking with your insurance as you could end up in trouble

Answer 4

well i am going to be the awkward one! Have always queried this! As far as i believe, i always thought the car had to be insured. One of the reasons being that the police can check insured cars on the MID, motor insurers database (uk). If your friend was driving as his insurance may entitle him to, the car would not show up on the mid, as it is not usured and your friend would have problems. My father asked a policeman friend this, and he said that if the drivers insurance says he can drive, then he can, and my father does this, but i still think the car must be insured by you as well. although it is unclear, and if the insurance says he can without stipulating the car must be insured, am sure your friend would have a good case in court. If you want to be safe, phone your insurance company! cheers

Answer 5

no they cant drive the car you can only drive someone elses car if it is insured by the owner and the person going to drive it needs to have insurance that covers them on other vehicles

Answer 6

No. Insurance follows vehicles. If there is an accident it's possible that the driver's insurance will pick up if there is none on the car, but that's not guaranteed.

Answer 7

No. Insurance is specific to a vehicle, not to a driver. If you don't have insurance on your car, no one is covered driving it. If you do have insurance and have given someone else permission to drive, they are covered on your insurance, not theirs.

I'm amazed at the number of people answering yes that obviously don't have a clue. Please ask you agent the rules so you get it right and don't have any nasty surprises.

Answer 8

Yes if their insurance cover states they can. They can only usually drive another car third party only. If you keep your car on a public road, you will need insurance even if you don't drive it.

Answer 9

Nope if the cars not insured in your name they aren't insured unless they phone there insurance to get it covered in there name.

Answer 10

no, you must have a minimum of third party insurance on the car, even if your friend is full comp for any vehicle this does not mean they can drive an uninsured vehicle.

Answer 11

If their policy covers them to drive someone else's vehcile, they would be covered in your car. They need to call their insurance company and check if they are unsure of their policy!