What should be the minimum amount that I settle for my automobile accident with a torn rotator cuff?

Question

In October 2005, I was at a complete stop and was rear-ended by a 15 year old who was going at least 40 mph. I suffered from whiplash and a torn rotator cuff. I went through physical therapy for about 7 weeks which did not help. I had to have surgery in May 2006 and 8 additional weeks of therapy. Even now, I am still in pain. My Orthopedic surgeon believes I have not healed because of some type of autoimmune issue (non diagnosed arthritis ). So I was referred to a Rheumatologist who believes that I have reactive arthritis. She believes that the surgery caused a "flare up."

I have never had an issue with shoulder pain before the accident. How would the claim department view this case? Would they reduce my claim because they felt I had a pre-existing medical condition? The sum of my medical bills so far is about $19,500, my car had $3300 damage and I had $2000 lost wages. I have a lawyer and I am required to pay my health insurance once I receive my settlement.

Answer 1

Your attorney can tell you what this case is worth. That's his job.

Answer 2

i was in a major accident last year i had 3 passengers and my light just turned green and befor i could even get the gear out first i was side swiped by an idiot who didnt even remotely think anyone could just maybe be crossing a major intersection. I completly spun around while i was still dazed i was attempting to get out to honestly take my anger out on the other driver in doing so i all of sudden went into shock i came too in a hospital a day latter i had 2 broken ribs athird was fractured my lung collapsed at the seen and one of my rear passengers was ejected from the vehicle about 100 feet. Its been a year this month my hospital bills accumilated to $64,000 my truck was totled $5,700 and due to my injuries ive lost outon about$1,100 a week in lost wages... one passenger has recieved all ready there $8000 in settlement money another $6000 and as of me and the other more seriously injured $23,000 on her behalf and some what near $54,ooo on mine after attorney fees. good luck and dont let them get away with anything you deserve it all.

Answer 3

That is taken out of your settlement, Your lawyer will tell you when you have a good offer but what kind of insurance and the limits of liabilty be? I wouldn't settle untill your doctors release you from therapy.The insurance company cannot say it was a preexixting condition unless there is documented proof of it Drs can determine that by the progress of the injury.