which unsecured loan (£6k) to buy a used car ?

Question

lloydstsb offered my 9.9% for 3 year loan, and there is penalty for early redemption (upto £250)

should i accept or there are better offers avialable ?

Answer 1

http://www.moneysavingexpert.com/banking

This site will tell you who is offering the best deals right now, it is up to date, independent and free.

Personally I would not get a loan for more than £2000 on a car, or 50% of it's value. Much better to spend £3000 and not be in debt. A £3000 car will do the job just as well.

Answer 2

Tell them you have received a better offer elsewhere and they might come up with a better deal for you.